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Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

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  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Sunday already, someone stole my weekend...:(


    Lovely evening last night, too much wine but plenty of laughter and I only needed a cab one way so not too heavy on the pocket...


    Went off for a bit of a reduced food hunt today and got 10 meals for £11.32 and a 4 pack of chocolate eclairs... todays haul includes wild salmon fillets (free as had £4 voucher), smoked haddock, 4 lamb chops, 5 packets of different types of sausages, 2 quiches, some fancy fishcakes.. Freezer is full...


    Picked my last spring onions out of my pots for dinner tomorrow, think that's it now on the homegrown vegetables for this year.. I still have carrots, but i'm not keen.. won't grow them again..!! I need a rabbit..!


    Not looking forward to a 5 day week, but i'm off for most of the half term so only a fortnight to go...


    Right off to cook the dinner....... roast gammon.. dd's fav...


    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Excellent news on the holiday getting booked. I've no chance next year I don't think :(
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Puzz,
    Just been catching up! :eek: for the school trip but I think it will be a brilliant experience for DD..... also am sure that school might encourage the pupils going to try and raise some money of their own? eg cake sales, book sales, sponsored event etc?


    Holiday booking was well timed! Well done for being so savvy --- I keep getting the E*syJ*t emails and am so tempted to book something but have been resisting so hard.....


    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Excellent news on the holiday getting booked. I've no chance next year I don't think :(



    You never know MIT, although I think this may be my last one for some time with DD's big trip in 2016 and then the cost of uni to cover....
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Puzz,
    Just been catching up! :eek: for the school trip but I think it will be a brilliant experience for DD..... also am sure that school might encourage the pupils going to try and raise some money of their own? eg cake sales, book sales, sponsored event etc?


    Holiday booking was well timed! Well done for being so savvy --- I keep getting the E*syJ*t emails and am so tempted to book something but have been resisting so hard.....


    xx


    Hi NOA,


    It will be a great experience I'm sure, shame about the cost though!!! We will be doing some fundraising but realistically the brunt will come down to us (well OH) to pay for...


    Luckily I had already been stashing some money away in case we could go away next summer so paying for it now hasn't got in the way of any of my other savings/debt busting... I shall make the most of it mind as I can't see me getting away again for awhile.. unless I win the Big one tomorrow on the Euro...!
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Got the champagne ready for your big win tonight!:)x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Money all moved around so deposit cheque sent for summer 2015... So now I just need to save the rest, which should be quite doable...


    Shops are filling up with
    HSxmastree.gif goodies.. will have to get the list from dd and start thinking about what I want to buy peeps this year.. I like to do all my shopping early so will make a start in the next few weeks... of course we have the dreaded HShallowCauldronPotion.gifin a few weeks which I absolutely hate with a passion.. followed by the equally unimpressive HSStarsSparklesColours.gif... wish we could just skip from the 30 October to the middle of November... Not a lot to report still have some pennies in the bank, have signed dd up for her mega trip in 2016.. lovely mother is paying the first deposit.. Second payment not due till Feb but its a biggy..!


    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • I love Halloween
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    I love Halloween

    I wouldn't mind it if I didn't live in such a residential area and get inundated with people knocking from about 4 till 9.... I really should go out...!
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Hiyas xx Thought I would skip a year and have a nose at this end of the diary lol, wow that is one expensive school trip my DS is still only 7 so his trips are roughly £25 I think I need a pot for school trip savings for sure...


    Loving the positivity throughout the diary hope I can stay semi-cheery at least..
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
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