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TSB Enhance

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Comments

  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    beancurd wrote: »
    'People are using it for savings'
    No sh*t Sherlock, they aren't, are they?!!

    Not good news though I wouldn't give up hope just yet - may be you just met some jobsworth who is jealous about people who have some savings. Would also make little sense for TSB to p*ss off their potential new customers when they are in the process of splitting from Lloyds.

    Have you tried a different Branch, or the phone?
  • jimjames
    jimjames Posts: 18,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beancurd wrote: »
    I went into a TSB branch, I was told 'as of 3 weeks ago the limit is 3 accounts across the Lloyds group'. She wouldn't open any more accounts. 'People are using it for savings and the head office is cracking down on it'.

    How can they possibly say that? TSB and Lloyds are now separate so they should have no knowledge of any accounts held in the other organisation any more than knowing if you had an account with Barclays.

    I could understand TSB having different rules that you can only have 1 account though
    Remember the saying: if it looks too good to be true it almost certainly is.
  • beancurd wrote: »
    I have 3 Lloyds and 3 BOS Vantage.

    After 4 weeks waiting I was able to get 1 TSB Enhance. The website won't let me apply for any more accounts.

    I went into a TSB branch, I was told 'as of 3 weeks ago the limit is 3 accounts across the Lloyds group'. She wouldn't open any more accounts. 'People are using it for savings and the head office is cracking down on it'.


    I wondered why after opening 1 Lloyds Vantage account following my 3 previous Lloyds Vantage accounts moving to TSB it was impossible to open any more online, saved me a trip to a branch, thanks for posting about this. :beer:
  • oldfella
    oldfella Posts: 1,534 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have 7 Lloyds vantage and 3 TSB - went to the TSB branch and they had no problem in opening them
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I wondered why after opening 1 Lloyds Vantage account following my 3 previous Lloyds Vantage accounts moving to TSB it was impossible to open any more online, saved me a trip to a branch, thanks for posting about this. :beer:

    I could never open more than one of these online, but had no problems opening the remaining up to max over the phone / in Branch.
  • castle96
    castle96 Posts: 2,998 Forumite
    Part of the Furniture 1,000 Posts
    I went into a TSB branch, I was told 'as of 3 weeks ago the limit is 3 accounts across the Lloyds group'. She wouldn't open any more accounts. 'People are using it for savings and the head office is cracking down on it'.

    I had this as well 3 weeks ago. Manager was following advice from their Regional Manager. It was/is wrong. She 'let' me open the 3 accounts the next day.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    castle96 wrote: »
    It was/is wrong. She 'let' me open the 3 accounts the next day.

    What occurred that made her realise she was wrong?
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    beancurd wrote: »
    I'll try at another branch. This is what the website tells me "Sorry, we can't offer you a secondary current account."

    I only have 1 Current Account at TSB and no more.
    I had the same message many moons ago when I tried to open my second Lloyds account. I had to do it over the phone. For the third one, they made me appear in branch.
  • benz
    benz Posts: 112 Forumite
    Part of the Furniture Combo Breaker
    The online application for TSB Enhance asks how many Current Accounts you have with other banks. I've more than 4, including 3 with Lloyds - is there any point in continuing the application?
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just select 4+ and continue. Worst that can happen is that they turn you down. You are almost at the end of the application, anyway.
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