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TSB Enhance

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Comments

  • Ologhai
    Ologhai Posts: 239 Forumite
    Part of the Furniture 100 Posts
    eskbanker wrote: »
    I've been rotating £1K (manually) around my three TSB Enhance accounts since they spun off from Lloyds and haven't encountered any issues thus far, I'm not sending in any external funding.

    Why manually?
  • eskbanker
    eskbanker Posts: 39,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ologhai wrote: »
    Why manually?

    Just preference and/or control freakery really, I know it can easily be done with standing orders!
  • Richchad
    Richchad Posts: 559 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    eskbanker wrote: »
    I've been rotating £1K (manually) around my three TSB Enhance accounts since they spun off from Lloyds and haven't encountered any issues thus far, I'm not sending in any external funding.

    Thanks eskbanker, good to hear it is working okay, will be setting up standing orders in the next few days I guess.
  • Ologhai
    Ologhai Posts: 239 Forumite
    Part of the Furniture 100 Posts
    eskbanker wrote: »
    Just preference and/or control freakery really, I know it can easily be done with standing orders!

    Just checking. :)
  • eskbanker
    eskbanker Posts: 39,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ologhai wrote: »
    Just checking. :)

    And there's an element of that to it as well! If it was all set up to run without intervention I'd probably never get round to logging in to the online banking just to see that all is as expected with balances, variable interest to be transferred out, etc....
  • Ologhai
    Ologhai Posts: 239 Forumite
    Part of the Furniture 100 Posts
    eskbanker wrote: »
    And there's an element of that to it as well! If it was all set up to run without intervention I'd probably never get round to logging in to the online banking just to see that all is as expected with balances, variable interest to be transferred out, etc....

    In my case, I check at least once a month when I transfer anything above £5k back out anyway.
  • spluff
    spluff Posts: 186 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Can you apply for 3 accounts online straight away and then upgrade them - or do you have to wait each time?

    Do the wages need to go in if you give them employer details
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Ologhai wrote: »
    Why manually?
    You'd most likely want to log in once a month to skim off the interest, anyway. So might as well do a few quick manual transfers whilst you are at it.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    spluff wrote: »
    Can you apply for 3 accounts online straight away and then upgrade them - or do you have to wait each time?

    Do the wages need to go in if you give them employer details

    I opened all three in a branch one day.

    You do not have to pay any wages in but they will ask you for employer details if you say you are employed.
  • ColdIron
    ColdIron Posts: 10,325 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    innovate wrote: »
    You'd most likely want to log in once a month to skim off the interest, anyway. So might as well do a few quick manual transfers whilst you are at it.
    I opened their Monthly Saver so I just move the interest from the second and third accounts to the first where the SO takes the £250 meaning I only have to transfer in £220 to fund it. Interest on the interest
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