We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Enjoying the Sunshine whilst Saving for the Rainy Day

18889919394212

Comments

  • Well hello!

    Tax credits were paid in this morning :T I've transferred some more money over to the isa, hoping to be able to put more across before the end of the month too, but am wary I forgot to budget for half term activities so am keeping a small amount back.

    I'm off to see my mum next week, probably Monday and just for a day or so. But their favourite past time is going shopping :cool: so I will either have to say no let's do something else or set a small budget but shopping always means lunch too and i've got 4 of us to pay for :eek:.

    Dinner tonight is tuna, pasta, sweetcorn as it's a kid's club night meaning I need to leave the house right in the middle of when I usually am serving up dinner. I'll cook it and serve it once I get back as it's fine to eat cold. Not bothering with the salad, it's just wasted on the kids. My kids are starting to become fussy eaters too the more we have the other kids round. Mine have always eaten their fruit/veg/salad without a moan but now they've decided they hate most things or are "allergic" to them :rotfl: don't think they understand what allergic means, clearly, but they try it on anyway!

    The rental house is still not rented out, the price has been dropped twice now. I'm beginning to regret giving it to the letting agents to manage now as i've never really had it sitting empty for so long :(. I hope it will go soon as I can't afford to drop it much more or have it empty for much longer.

    Budgeted spends for today are £2 for kid's club. I don't need anything else so hoping that will be it. I've also sold another thing so will be getting £4 for that this afternoon :T. I've one more thing left for sale so hoping that goes soon as well :T. FB is so much easier, quicker and cheaper than listing on fleabay :j
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Wow , so much going on as usual with you DFW, never a dull moment !!

    Glad you organised the smear, I have yearly ones so you would be think I was used to all the palaver down below, but its worth it in the end as we all know !

    Pitta Pizzas sound fab, I need a quick meal for tonight, so think that might make the list and I know the girls will both eat it. Thanks for that !!

    Hope everyones doing well xx

    Hello you! I shouldn't be slack with the smears really, I used to have to have them every 6 months as I had abnormal results a few times in a row and also my maternal grandmother had cancer down there too :o. I feel like i've been prodded around down there enough for a lifetime already though hence me being naughty and waiting for several stern reminders :o.

    Enjoy the pitta pizzas they are yummy :j
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • ISA is at £4,000 :j

    DH is talking about leaving his job again :(

    Must go need to explain Spiderman 3 to all the children. Again.
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Morning :)

    I'm back from the Dr's! The nurse kindly did both appointments at once to save me waiting around :T.

    I've made some washing powder, put a wash on and emptied the DW, haven't got an awful lot to do in the house but will try and hoover throughout again today just to keep on top of it :). DH has taken the dog to work so he will be well exercised when he gets home...and typically it's nice weather (well it's not howling winds and chucking it down with rain...) so I was going to take him over to the fields he likes for a long walk! Guess I will just have to have a cup of tea and watch tv instead ;).

    Should have been a NSD. :o. I went to the Co-op on the way back from the drs and picked up chocolate, some cereal bars on offer and some sausage meat on offer, only spent £3 something so not too damaging to my purse :o. But still. I didn't NEED any of it!!!!!! :wall:

    Hope everyone is ok :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Should have been a NSD. :o. I went to the Co-op on the way back from the drs and picked up chocolate, some cereal bars on offer and some sausage meat on offer, only spent £3 something so not too damaging to my purse :o. But still. I didn't NEED any of it!!!!!! :wall:

    Hope everyone is ok :)

    No, no - after the appointments you had this morning - I count chocolate as a definite 'need'.
  • No, no - after the appointments you had this morning - I count chocolate as a definite 'need'.
    :T This was my reasoning to myself too :rotfl:. My endometriosis makes any prodding about down there so painful, no matter how quick they are (and she was super quick this morning so :T to her!) But I really wanted chocolate after :o.

    Oh and whilst I was there she weighed me and did my height and I've not weighed myself in months so was pleasantly shocked to see I was 10st 4lb, however I was not so happy to find I am definitely shrinking and am now only just 5'3" :eek::eek::eek: At my tallest I was 5'4" and a bit! By the time i'm really old I will be a hobbit :cry:!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • I am coming to the end of the dog's food and am thinking of trying the raw food diet for him. I've heard lots of good things from people who've changed over the last few weeks (following the programme about how bad kibble food is). I hope it will be as cheap if not cheaper :o although i'm prepared to pay a little more if it's more beneficial to his health. He's always hated biscuity type foods and will turn his nose up at them and only eat them once he's been starving for hours. However if we feed him the wet food he will eat it fine, I dropped some raw meat into his bowl the other day, as i'd dropped it and was going to throw it away, I thought I would try him with it first as a test to see how he did. Of course he gobbled it up and started begging for more :T so I am going to try it! Does anyone here feed their dog with raw food? Wondered if it worked out to be :money: or not and if they noticed any improvements in the dog?! Really umming and ahhing over it, even though I think he will absolutely love it :think:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hi DFW


    Well done for getting the dreaded smear out of the way. Peace of mind though, and you definitely earned the choccies :).


    I am very interested to hear about the raw food diet for your doggie. My Border Terrier is very un enthusiastic about her dried food. We feed the complete dried food to her for the easy and simplicity of it, but I often hear her tummy rumble, so think she also only eats it when she is starving. Feel abit sorry for her really.


    I think Mizmir feeds his dogs raw meat. Can't imagine it is cheaper, and what meat to feed them?. Cheap raw mince meat??


    Keep us updated with how you get on xxx
  • Hi DFW


    Well done for getting the dreaded smear out of the way. Peace of mind though, and you definitely earned the choccies :).


    I am very interested to hear about the raw food diet for your doggie. My Border Terrier is very un enthusiastic about her dried food. We feed the complete dried food to her for the easy and simplicity of it, but I often hear her tummy rumble, so think she also only eats it when she is starving. Feel abit sorry for her really.


    I think Mizmir feeds his dogs raw meat. Can't imagine it is cheaper, and what meat to feed them?. Cheap raw mince meat??


    Keep us updated with how you get on xxx
    Ours is a miniature schnauzer and he's the same. He hates his dinner and never ever sits waiting for it. The only things he's interested in are foods i'm preparing- hence I thought I may as well change him and see how we get on. The plan i'm following is for the first 2 weeks you feed chicken mince to get their immune system used to it, then slowly add in another food -I think this will be green tripe and as the weeks go by add in another meat each time as well as offal and bones. It's a little confusing to me, i'm sure once i've started it I will find it easier to get. I've always been a learn-on-the-job type person so perhaps that's why i'm finding it so confusing reading it all but not doing it, if this makes sense! I'm finishing off all the food he has to be a little more :money: but my friend and I are driving over tomorrow to get the food from the butchers (farm shop) and I will weigh it all and bag it up and freeze it ready for when the food he has runs out :T. I've also ordered this http://www.amazon.co.uk/Higher-Nature-Probio-Easy-Probiotic-Powder/dp/B00244TPBA/ref=lh_ni_t?ie=UTF8&psc=1&smid=A3P5ROKL5A1OLE so that he won't be lacking in anything. I think I have everything covered now but will soon find out I guess :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hi all :hello:

    I've been to the butchers today and have 2 weeks worth of dog food for £2.70 :eek::eek:! How cheap is that! Obviously it will get slightly more expensive to do as I add in other meats, offal and bones but great start hey :D. I also went to the pet shop as the butchers didn't sell tripe so for a 2kg bag which does our sized dog nearly a week it was around £4.85 I think (lost receipt so not sure exactly!) but that's 3 weeks worth of food for less than a tenner :T He'll start on it on Saturday when his kibble runs out and I have a bag of chicken mince in the fridge de-frosting.

    Pasta tonight, something quick for all the kid's clubs as i'm out and about for nearly an hour after the school run leaving only an hour to feed them and read with them. DD is off sick, she came home yesterday lunch and was really hot all night so left her off for today. She had fun seeing all the animals at the farm :).

    Right off to the shops quickly as I need green bags for food waste, friend is driving so won't be using the car or petrol :T and costs should be minimal :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.