Enjoying the Sunshine whilst Saving for the Rainy Day

*Robin*

debtfreewannabe321 wrote: »

You can uncross them! We heard back and they rejected the first offer so we upped it a little and they told us we'll hear from them on Monday! They got back to us today instead and they've accepted I am so excited! I know I shouldn't be jumping the gun as the mortgage application is the big hurdle but I love love love the house and the garden even more so! I think our application is being hurried through by our MA purely because he goes on holiday next Monday, but this suits us really as then we'll know one way or the other over whether we can get excited for real or not! They offer they've accepted means we should have enough in the savings now to pay for all solicitors costs too :T I will carry on saving though as i'd love to be able to buy new curtains etc as soon as we get in and we WILL get in there, it will happen! That is MY new house (law of attraction, hear me!)

:j Wow - fantastic news, DFw!

Fingers crossed everything goes through speedily for you! :beer:

abba1772

Oh wow how exciting fingers crossed xx, hoping that'll be us next year xx

Verbatim

Congrats on your exciting news. Fingers crossed it goes through smoothly.

mummytogirls

OMG DFW, how flipping exciting!! Hope everything goes through quickly and smoothly, keep on at those solicitors in my experience!! Every day so they get sick of hearing from you!! xx

NoOneAround

So exciting DFW!!!!....Just had a quick catch up and things have moved on so quickly!
Congratulations:j:j
Love n hugs
NOAh
xx

debtfreewannabe321

I'm here!! Had a really busy week and DH has been off so we've tried to get some jobs around the house done in that time. So house buying news! It's all off -AGAIN!!!! !!!!!! ...so what we didn't realise was the house had been reduced in price THREE times over a period of time. Many people had looked, lots thought it was too expensive and that was the end of it. I hadn't seen it at it's higher price because I had set my looking tool on RM to the price we can afford. So seems someone liked it but not enough at the price they viewed it at. They went direct to the seller and offered over and above our offer by rather a lot, in fact it was over the price it had been marketed at when we saw it (so out of our budget and we weren't going to haggle/get into a bidding war). I was fuming/upset/wondering why this keeps happening to ME. etc etc. I am fine now. The whole selling point on that entire house was the garden and the open fire and THAT was it. So I'm looking at the positives. We didn't waste our money on the application for the mortgage (only just on that one!!!), we didn't move in and find we hate the area or the fact it has unconventional heating & cooker, I didn't have to scrape together money to finish off the extension which was half done. That's it, i'm out of positives of not getting it . I have been looking to rent now for six months as I'm not sure I could go through all this again so soon. I still have until the end of August (that will be the latest I want to move) so whether we gather courage to try and buy again or end up renting will remain to be seen for now. I am wondering if someone is trying to tell me something, perhaps I shouldn't move? Perhaps it's just I haven't found the right house yet? Hmmm anyway I've picked myself up and am continuing with KM, with my HS till I move and getting DS1 through his exams (he completely fell apart this morning about his Eng Lit and he thinks he's going to fail ). Gutted that I put all of DH's extra wages this month into the ISA though :rotfl: We could've done with a big bottle of something alcoholic!!!

Oh and aside from house problems there we've had house problems here and with the rental :eek::eek: seems I'm just having a bad year for houses! So the rental house, we need to spend around £1k on some sort of patio for the back garden to help drain water AWAY from the house as at the moment it is pooling around the house (My house is built in an old quarry and the garden is a steep angle) also the neighbour's garden seems to be tilted a little so their water runs to us. I don't think I really have a choice on that one so I am going to be ok'ing that job -along side all the other little ones :wall: I have £500 in the rental house fund so it will mostly be funded by tenancy money I think for the next few months . This house- the toilet broke, a door lock broke meaning we couldn't get the kids out the bathroom....it myseteriously started working after a week of being broken the morning the fixer-upper man turned up :think:?! We've got an infestation of ants in our front porch :wall: Urgh!!! and Ewww!!! :rotfl: I have to laugh though, my problems are small compared to many and I am so thankful I hadn't parted with any money on the house before it all fell through!

So it's 11 days till pay day i've hardly any money left and the tenancy money may or may not come through depending on whether they can chase the odd job man their end to action jobs on the list!I have one empty freezer (switched off for now to save electricity and defrost it) so i will have to be extra careful with money this next week I think!

I hope you're all ok, I will try and catch up I hope I haven't missed anything important?! xx

abba1772

Sorry to hear about the house but like you say......it wasn't meant for you xx

Hope ds1 is ok xx

debtfreewannabe321

abba1772 wrote: »

Sorry to hear about the house but like you say......it wasn't meant for you xx

Hope ds1 is ok xx

Thanks Abba, I'm more upset about ds1 than the house, he seems so stressed. I so don't want to break into the ISA money if we don't buy a house this year but at the same time I feel like we all need a good holiday right now De-Stress!! He finishes lessons this week and then will be on study leave and only needs to go to school for exams after the half term so I am praying it will help his stress levels ..!

*Robin*

Hi DFw, :hello:

Sorry to hear you lost that house, but thank goodness you hadn't spent anything on starting the purchase! Renting in the area you want to move to sounds better and better - if nothing else, once you're in the locality making friends and contacts, you've a good chance of hearing about a suitable property before it goes on the market (we once got a cracking deal like that; noticed a house which was always empty, found the owners on the Land Registry and got talking.. They'd used it as a holiday home but Mr had had a stroke and they'd just forgotten about the place really. It was in terrible condition, we offered what we could afford - no agents' fees, no competition, I did all the running around so it was a simple transaction for Mrs Vendor who used the money to adapt their main home. Win win. But we'd never have known about the place if we hadn't been renting a farmhouse a couple of miles away, and walked the dogs past it regularly..).

Don't understand how adding a patio [an impermeable structure] will aid drainage at your rental house?
I wouldn't be allowed to do that at homehome (technically in a flood-risk area).

Sending sympathy and positive vibes to your DS1 - imho exams are the most hellish part of being a teen..

Re ants, do you know about the bicarb and icing sugar trick?

please-let-me-be-lucky

Sending oodles of hugs coz it sounds like you (and DS1!) need them. Hope the next house you find is perfection itself Xx