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Enjoying the Sunshine whilst Saving for the Rainy Day
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Fingers...and everything else crossed they accept your offer DFW. How exciting.:D
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Alice_in_Poorland wrote: »Fingers...and everything else crossed they accept your offer DFW. How exciting.:D
XxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Sorry, I didn't get back yesterday. I've still got everything crossed, but it's getting a little uncomfortable, could the vendor the mortgage peeps please hurry up !!!!!!0
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thegreenone wrote: »Sorry, I didn't get back yesterday. I've still got everything crossed, but it's getting a little uncomfortable, could the vendor the mortgage peeps please hurry up !!!!!!
You can uncross them! We heard back and they rejected the first offer so we upped it a little and they told us we'll hear from them on Monday! They got back to us today instead and they've acceptedI am so excited! I know I shouldn't be jumping the gun as the mortgage application is the big hurdle but I love love love the house and the garden even more so! I think our application is being hurried through by our MA purely because he goes on holiday next Monday, but this suits us really as then we'll know one way or the other over whether we can get excited for real or not! They offer they've accepted means we should have enough in the savings now to pay for all solicitors costs too :T I will carry on saving though as i'd love to be able to buy new curtains etc as soon as we get in
and we WILL get in there, it will happen! That is MY new house (law of attraction, hear me!)
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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debtfreewannabe321 wrote: »You can uncross them! We heard back and they rejected the first offer so we upped it a little and they told us we'll hear from them on Monday! They got back to us today instead and they've accepted
I am so excited! I know I shouldn't be jumping the gun as the mortgage application is the big hurdle but I love love love the house and the garden even more so! I think our application is being hurried through by our MA purely because he goes on holiday next Monday, but this suits us really as then we'll know one way or the other over whether we can get excited for real or not! They offer they've accepted means we should have enough in the savings now to pay for all solicitors costs too :T I will carry on saving though as i'd love to be able to buy new curtains etc as soon as we get in
and we WILL get in there, it will happen! That is MY new house (law of attraction, hear me!)
Yay, fantastic, fingers and everything else crossed that the mortgage application goes through smoothly! :j0 -
I've got everything crossed too
I hope they hurry up with it!
I can't believe how excited I am by a house i've not even seen :rotfl: perhaps I should go and have a viewing like DH did! He was there for around an hour to be fair though and literally took hundreds of pics but it's not quite the same is it? :rotfl: I will wait to see if the application is all good first then go and see it with the kidsMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Oh and a quick update on the KM! I have done the house but as I go through other categories in the garage I am finding more things that I don't love in the house! It's great
I have sold lots of little bits and lots have gone to various charities again. The garage which was choka-block is now half empty :T i'd say all that is left is DH's army kit (grr can't do much about that), top of my welsh dresser, some garden toys (summer) and paddling pool & some chairs I can't decide what to do with :think: and the BBQ. I think that is it! There's a load to go to the dump of broken things that can mainly be recycled there. All the books went to charity I think we saved perhaps 20 out of 300+
!! Can't wait until it is done it will be less to move.
I have somehow given away my patio to someone on fb today too :rotfl: well they are giving me a tenner so I guess it's not quite given away! They have to come and dig it up themselves I said as i've done my back in grooming the dogso that will be gone tomorrow and I will then set about putting grass seed down for it to hopefully grow back before we go :T Things are coming together, slowly, but surely
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Awesome news :j:j. Congratulations and hope the MA goes through quickly XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Congratulations!!0
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Oh my goodness, I go away for one weekend!!!
Amazing news about the mortgage offer and the house!! It sounds amazing, and like somewhere you can grow to fit you!!
I am so pleased for you chickadee. Your posts are 1000x happier and more cheerful!!!:D xxx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0
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