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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • Dolphin1
    Dolphin1 Posts: 855 Forumite
    Part of the Furniture 500 Posts
    *Get to the bottom of the washing basket (:rotfl: haha yes I know probably impossible)

    I was just asking my sister this morning if she had ever seen an empty wash basket. I'm sure that they're a myth! :rotfl:
  • Washing baskets are only empty the day you buy them and the day you take them to the rubbish tip :rotfl: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Dolphin1 wrote: »
    I was just asking my sister this morning if she had ever seen an empty wash basket. I'm sure that they're a myth! :rotfl:
    Washing baskets are only empty the day you buy them and the day you take them to the rubbish tip :rotfl: Xx

    :rotfl::rotfl: I'm so glad it's not just me :D haha! I did almost get to the bottom, ah well ok I got half way in but that's because it was overflowing so much I had to do 2 washes before even starting on the basket :o so 4 washes today and I still have another to go before it's empty :cool: Hmmmmm!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Well! I got all my jobs done and I accidentally baked a cake :o I'm supposed to be on a diet, I know, I know SO I thought to myself, If I go on a dog walk and then a bike ride (can get much further without dog so I opted to do BOTH ) I can have some cake, right? SO I took the dog on a 4 mile walk (just around the usual place) and decided to try and remember one of the 6 mile bike rides that I used to go on with the cycling charity last year. Of course, this is where the plan went wrong, me having to correctly remember something :wall: I went the right way for around 2.8 miles (had map my cycle on so knew I was at around the half way point where I needed to take a turn) and OF COURSE I took the WRONG turning! I ended up in a village 6 miles from where I live with 25 minutes before the school run was due :eek::eek::eek:. Thankfully my ears work so I found the main road and not the little off the beaten track one that I had ended up on :rotfl: but it was JUST that ...a MAIN road with a ruddy great big hill going the wrong way (UP!) argh!! Of course I cycled all the way up it so I didn't look a complete t1t and by the time I got to the top I could have died from not being able to breathe. Sheesh I am SO unfit :eek: However, I did it, I made it to school, I had cycled 10.4 miles and walked 4 miles with the dog and my legs no longer feel like they're part of me (jelly!) but I am super proud of myself :D. I would however like to know how cyclists plan their rides and never get lost in cow pat fields like I did :(:o I am stung all over from nettles and I think something bit me :rotfl: never a quiet day.........!

    It was a NSD too as dance doesn't start until next week and I put off going to get vanilla extract from the shops and just did a basic Victoria Sponge :T!

    I'm hoping the slice I had didn't undo all my good work on the exercise front though :rotfl:............
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    :rotfl: at cycle ride

    Hope you enjoyed that cake

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • :D Cake was yummy :D There is still third left, and in a bid to not be a complete loner i've invited a friend over for tea & cake after lunch....if she doesn't turn up I will be eating it alone :).

    I've done a meal plan today and been shopping. I was being super strict with myself and only picked up 2 extras because we usually use them and they were on offer (total £3 over what I intended :T) Total bill came to £48.50. We had lots of bits in still from my big shop last week (i.e tins/pulses/rice/pasta etc) so I just did my meal plan around what was in the cupboards & fridge :) We still have the beef in the fridge which will make a nice roast so that's for Sunday :D. Only one processed meal in the week's meal plan of fish & chips because everyone loves it (bar me I only eat it because they love it!).

    DS2 has been getting fussier and fussier at dinner time so much so that I was carrying the plate of dinner over to him the other day and before i'd even lowered it to show him what it was he'd screamed "YUK, THAT IS DISGUSTING, I AM NOT EATING THAT" :mad: considering I like to feed everyone fresh, home cooked stuff that has lots of flavour and i'm certainly not a bad cook (maybe not the best but whatever :cool:) I got really upset and annoyed so ds2 was told he didn't have to eat it. He soon perked up and was grinning from ear to ear, and asked what he could have instead, I told him he could have 14 hours sleep instead of 12 and he was to go get him pjs on and brush his teeth :eek::rotfl: Oh the look on his face was priceless. However, he called my bluff and went upstairs to put them on and then sat on the stairs crying :eek:! After he apologised he was allowed back to the table and he ate every morsel and commented on how much he liked it (:mad:!!!) KIDS!!! BUT moral of the story is he's been really good ever since because he knows I will carry through on my threat now and has even said to me, "Mummy I won't moan, I will just try it first and see if I like it. If I don't can I leave it then?" :T (BTW he's not turned anything down after actually trying, he just doesn't seem to like the look of lots of the lentil/bean meals!)

    SO I hope he will eat everything on the meal plan this week because it's packed full of healthy veggie meals with pulses/beans/lentils :rotfl::rotfl:.

    Kids have youth club today, it will be ds2's first time and he's excited already :T Thing is he's super tired and was clinging to me when I dropped him off this morning, it helps that his new teachers are DD old ones from last year so we know them well but he still wasn't impressed. He wanted to come home and cuddle me and have tea & cake he said :( My poor baby! Anyway I have the money for youth club in the change jar so won't put that on my ynab. I also have the money for my meditation group tomorrow so again I won't reconcile that either. I've worked out that's where I was going wrong before, i'd put everything in there even if I had paid in cash and the thing is i've already told ynab i'd taken cash from the cashpoint so it had logged it. Then i'd put in days later that i had spent that £10 (or whatever) on shopping etc and it would then be logging it twice! I now go back on what i've put in and change "taken out cash" to whatever I spent it on. Only took me a couple of months to figure out what I was doing wrong :o:rotfl:

    DH is home again and I can tell. Army kit everywhere, boots trod through the house (even though no one is supposed to wear shoes in the house :mad:) And dirty towels on the bathroom floor, his side of the bed is messy already. *sigh* it's like having a 4th child!

    So anyway I was just looking at my bank and my money due in and i have only £25 (thereabouts) in my account until the 22nd :eek::eek: I have £47.60 in child benefit due on monday and so I may have enough to do next week's shop but if not I will have to borrow from the emergency funds (thank god I have some in there) and then pay straight back when I get my money in. I am hoping if I remain frugal enough this month as I have done so far that I can pay lots more money in to funds (of one kind or another, not sure where I need it most atm!) It's also ds1's 16th birthday next month and I don't know what to get him. I'm too late for tickets for comedians which he would have loved :( (damned my disorganisation) and I don't want to buy him electrical stuff (i.e phone which he'd love, laptops etc) and I don't want to give him just cash. Anyone have any ideas? I think girls are much easier, a nice bracelet, necklace and have it engraved but he doesn't really wear jewelry so I'm at a loss as to what to get :huh:

    Right best be off, DH is due home soon for lunch and I need to hang out the next wash (nearly at the bottom of the wash basket now, if I ever make it I will take a picture :rotfl:)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hi DFW. I always see you about on other threads (I just typed 'freds' :rotfl:) and thought i would pop in.

    Your house sounds like madness, but would just like to say kudos to you for coping with it all, and for your strict approach to DS2 and his meal issues. Funny how kids know just how far to push isn't it! Well done you.

    My washbasket is not a wash basket, it's a storage box that should go inside the wardrobe. And it often gets to the point I can no longer see the box for the washing mountain covering it. Not to mention the ironing hidden inside the wardrobe where the box should be. Or the kids ironing mountain on my rocking chair. Sigh.

    Re sons 16th. Something commemorative? A watch with an engraving on the back may go down better than jewellery? I'm no good with mens presents I am afraid.

    Oh, and YNAB. Have you thought about having a 'Cash' pot on there? Or even a 'Purse' pot. That way cash out of the machine into your purse becomes a transfer instead of just money out and it is easier to track what you are spending. That is how I do it; it seems to make me more accountable for what is in my purse! And I love adding 'Roadkill' amounts in and continually reconciling it, but I am just sad ;) I would find it difficult to account for all of the £10 out of the cash machine from the right pots if I didn't do it that way I think. As my £10 may encompass several budgets.

    All suggestions are free to be discarded :D just my brain jabbering via my fingers.

    Lilt x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • What a little monkey DS was with the meal yesterday!! You did the right thing though, one of my pet hates is when the kids say they don't like something when they've not even tried it!!

    xx
    Mummytogirls x

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    They so do like to try us don't they. My DGDs often tell me they don't like something before they've even tried it. The other trick is they tell me they are full so can't finish their food but then ask for dessert, straight away.

    When I refuse they always say: 'but nana lets us' I reply with: 'well I'm not nana' Very rarely does this result in anything left in their bowls :rotfl:
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Hi DFW. I always see you about on other threads (I just typed 'freds' :rotfl:) and thought i would pop in.

    Your house sounds like madness, but would just like to say kudos to you for coping with it all, and for your strict approach to DS2 and his meal issues. Funny how kids know just how far to push isn't it! Well done you.

    My washbasket is not a wash basket, it's a storage box that should go inside the wardrobe. And it often gets to the point I can no longer see the box for the washing mountain covering it. Not to mention the ironing hidden inside the wardrobe where the box should be. Or the kids ironing mountain on my rocking chair. Sigh.

    Re sons 16th. Something commemorative? A watch with an engraving on the back may go down better than jewellery? I'm no good with mens presents I am afraid.

    Oh, and YNAB. Have you thought about having a 'Cash' pot on there? Or even a 'Purse' pot. That way cash out of the machine into your purse becomes a transfer instead of just money out and it is easier to track what you are spending. That is how I do it; it seems to make me more accountable for what is in my purse! And I love adding 'Roadkill' amounts in and continually reconciling it, but I am just sad ;) I would find it difficult to account for all of the £10 out of the cash machine from the right pots if I didn't do it that way I think. As my £10 may encompass several budgets.

    All suggestions are free to be discarded :D just my brain jabbering via my fingers.

    Lilt x
    Hi Lilt! Thanks for popping in :wave: I was also thinking of a watch for ds and getting it engraved. I just think 16 is such a turning point in your life it's a big birthday really, you're sort of classed as an adult rather than a child! Also thank you for reminding me about the "purse" option on ynab I used to have that on there when I first trialled it and then my laptop died and I had to redo it all over and I forgot to put it on the second time! I think this might be the answer for me as I want to track everything I spend :T Will do that next time i'm on there :D
    What a little monkey DS was with the meal yesterday!! You did the right thing though, one of my pet hates is when the kids say they don't like something when they've not even tried it!!

    xx
    Pet hate for me too!!! My nephew is like this and it drives me crackers when we go over and he doesn't have to eat what everyone else is eating but my kids are made to (and quite rightly they say "well K is eating it why should we!!!" He's been fab ever since though so here's hoping it is just a stage, I want my kids to try everything put in front of them!
    grannyx2 wrote: »
    They so do like to try us don't they. My DGDs often tell me they don't like something before they've even tried it. The other trick is they tell me they are full so can't finish their food but then ask for dessert, straight away.

    When I refuse they always say: 'but nana lets us' I reply with: 'well I'm not nana' Very rarely does this result in anything left in their bowls :rotfl:

    Ahhh that old trick....that used to be mine :rotfl::rotfl: I always always have room for pudding :rotfl: I used to tell my mum that my dinner tummy was full so I can't eat any more of that but my pudding tummy was empty so it was alright if she gave me pudding :rotfl:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
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