Enjoying the Sunshine whilst Saving for the Rainy Day

PinotGrigio41

Bit late but I hope you had a lovely birthday DFW !

How lovely of your dad to send you flowers and for DH to make a cake ! Hope he didn't make it home too late in the end xxx

debtfreewannabe321

Thank You Shinner, PG & Granny :j. I was having a lovely day but felt really tired and grumpy by the evening. I will just put that down to hormones though I was in bed by 9.30 too :rotfl: Rock'n'roll :dance:

Today is payday :j

I've paid ds1 his pocket money, DH money for his bills (his payrise won't go on until end of march) and put money into all the pots :T. I also got ISA details through for dh's new account and i've transferred £3,000+ over to it. Now i'm panicking that I may have done it wrong. I need to wait until DH is home so he can call and make sure the money did arrive. I am always like this when I pay someone new :eek: I won't stop worrying now until I know the money has arrived. I should have sent £1. Not £3k. Then it wouldn't have mattered if I had done it wrong. Positive thoughts, it is in our account.....my new mantra for the next few hours i think :rotfl:

Bank account is looking empty again now because money has been moved around everywhere :rotfl:. I should leave it for one day after payday just to see what a current account looks like with money in for more than 24 hours at a time .

I've used my credit card for buying a sack of flour. I'm unsure whether to send the money straight over to pay it so I don't get interest or should i wait for a few days. I've never ever ever used a credit card in this way before and it's very new and confusing to me :think:

I've done my Metta meditation for today. I'm finding it particularly hard when I get to the bit where I have to picture someone who has caused me grief/harm/negativity etc and then engulf them with kind thoughts and love . However, it was easier than yesterday, and yesterday was easier than the first day I tried it so perhaps it will become second nature very soon to do it :rotfl: I can but try anyway.

We're having take away and a bottle of wine tonight as a late celebratory dinner for me turning 35 :T I'm looking forward to it after yesterday. I spent 2 hours ferrying kids to after school clubs and waiting around and one of the kids I look after had to wait 5 minutes after I had collected him until my DD had finished her club! He started moaning about waiting and i told him i'd been outside for 2 hours in the cold with ds2 and his little sister and he looked incredulously at me and said, "What!!!!! Why weren't you at home cooking my dinner for me, ready for when I had finished my club!!!! I'm starving you know!!!" :eek::eek::eek::eek: I feel sorry for his future wife/husband (ya never know) :eek::eek: I didn't know whether to tell him off or laugh :rotfl:....he got a telling off and I managed to laugh about it, albeit a few hours after the rush around had finished!

Plans for today:
Dog walking if it stops pouring with rain
Quick tidy around
Hang washing out
Transfer pics/docs/etc from old laptop to new one and factory reset old one. Noone wants to buy the old ones sadly so they are going to the skip but we will reset them all first just in case!

And that is it :T dinner is being ordered so nothing to prepare and I will go and finish the secret now as I was so close to finishing it yesterday before I fell asleep :rotfl:

kissjenn

Hi,

Happy belated birthday.

Your house fund is looking amazing now.

Loving the virtual (just in case) shovel. Every house should have one.

KJ xx

Sun_Addict

Happy belated birthday from me too! 35 - sigh - you are just a young whippersnapper and don't realise! Have a fab weekend!

mummytogirls

Happy Payday and Happy Belated Birthday DFW!!!

I think you do the right think moving the money around asap... saves the tempation, thats what I think anyway. Im sure you have done the ISA money correctly xx

slm6002

Hope you are enjoying your takeaway and wine - happy belated birthday. As others have said you are doing great with the house fund. Just hide that CC from OH. Dont want to undo all of your great work (only saying this as i know what my OH is like!)

StressedSteph

Hi DFW,

Sounds like you have had a busy few days.

Sorry to hear that Dh has been moody and useless with his money. Yours is like an awful lot in the whole world where the hubby is almost the same as having another child. My hubby certainly has his fair share of tantrums and moody episodes. I used to try to coax the problem out of him but have learnt over the years that it is abit like a child. If you ignore the tantrum, he will get bored and snap out of it .

Other than that you sound like you are doing fab. Sorry I have been awol from your diary for so long. Promise to post more often from now on. xxx

debtfreewannabe321

Morning all, thanks for popping in

I've just done the banking and have bills due out for Monday. All of Feb's bills are paid (just!) and so what was left in the bill fund I moved over to the emergency fund (around £4 this time). DH called up about the money and they couldn't tell him until he received his passcode in the post *argh* however, on checking today on my bank the money is showing as sent to DH (his name is on my screen...) and I never put his name in anywhere, just his account number. SOOoooo hopefully it has arrived where it should have done and I can breathe again . DH is away from tomorrow so it would be fab if the post brought his passcode today just so I can make sure it really is ok.......

Rain has gone :j so we can go out today, I need to do food shopping and I really want to fit my meditation in so I may write a list and send DH off to do it he loves food shopping and I don't so win win in my opinion .

I've updated my signature, not the emergency funds though as I logged off the account before remembering to check how much it's at *d'oh* I think it is just under £900 again though, I really need to stay out of the emergency fund!!!

I bought 2 lamps for my bedroom yesterday as i've been looking for ages and whilst DH was looking for toiletries for his trip away I went off to the home section in w1lkos I found a lamp in 3 colours, same design, for 3 different prices :think: I chose the cheapest (a grey/silver one) as we have no specific colour for the bedroom anyway. i refuse to decorate it until we move . The cheapest was £6 each and the most expensive was £14 each :eek: how can that be? For the same item...just a different colour??? I was so impressed with the cheaper price I picked up 2 and they look just fine in the bedroom :T However I had no budget this month for home improvement items so will probably have to take it from my pocket money fund!

Other spends were £13 on wine and a few sweets for the kids as a treat :j DS2 got a reading award in school and DD was given a book because she has progressed so quickly with her reading too :j so a bottle of schloer to celebrate and a few sweeties for them :rotfl: I also bought the inidian (£38 :eek:). DH took me out for lunch to n@ndos too so I was thoroughly spoilt in the end for my birthday (he paid for that one too :T)

Right suppose I ought to go make a meal plan and a shopping list and get dressed! Wishing you all a peaceful and happy weekend :A

brizzledfw

debtfreewannabe321 wrote: »

:T::T we can all read and share notes it'll be like a DF bookclub :T (notice the lack of dfw as we need to imagine we already have loadsa money in the bank ) :rotfl:

Ace idea! Count me in! Have been meaning to read it for ages...:D

StressedSteph

Hi hun,


Just caught up with your diary.


I am a firm believe in positive energy. I always used to be such a positive person, my parents used to call me "Lucky" because things just always came right for me. I just believed that if you want something badly enough you will find a way to make it work. That positive thinking and maybe abit of luck has served me well over the years.


BUT....In 2010 my mum contracted meningitis and was left severely brain damaged (dad died years ago).
This rocked my world so badly, that I lost my positive mojo. Last year I reached rock bottom and went on Anti-depressants. I am off them now and coming out the other side, but looking back I can see how I lost all my positive energy and that started a roll of bad luck.


I am now trying my hardest to get back to the positive carefree me, as life is extremely short. Its hard but I really do believe that if you think negative then negative things happen to you.

Sorry that was abit long winded. I have also messaged EE as feel the book will help me in my journey back to a positive outlook.

Ignore the neighbours, people will see straight through her and one way or another if its you or them that get to move, then at least you will be away from them.


Keep smiling hun xxx