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Debt free by Oct 2016 10700/1075 days

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  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Car passed Mot woo hoo. Had already paid on line £30.

    Then Sky win back team rang me today - result sky free no contract for next 12 months. Very happy at that.

    Did spend £24 in next today, top I had wanted for ages and a work jacket.

    Now knuckling down to getting debt free by March 2016. Annoying you can't change the header on here ?
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Can you not change it? I have never tried to be honest.

    Yayyyyyyyyy for the MOT, bet you are happy with that.

    I haven't been shopping I m trying my best to avoid the sales cos I would just buy a load of stuff I could be doin without plus not really wanting to buy new clothes until I am fitting into a smaller size.

    That's really good you getting a deal on Sky I called them & they wouldn't offer me anything!!!

    Would love to just cancel it but I love my SkyPlus couldn't live without it now.

    Dxxx
  • Well done on the MOT / Sky !!! 2016 is not too far away so well done on that too !!

    I've caught up on your diary - you are doing fab !! - it seems we have similar interests i'm off to see Manic Street Preachers but different venue - i saw them a couple of years back - absolutely loved them and cant wait to see them again!
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks Enjoying Life More may catch you at a Manics gig soon:beer:

    In a debt busting mood today swopping my current act with santander to their 123 account. I pay £2 a mth but will get back at least £77 on my bill payments =net gain £53 better than nothing, plus pay you monthly.

    Think this debt busting is growing on me.

    Now getting excited hopefully get lodgers rent tomorrow £320 and can smash my target of £9500 for end Dec.

    Another lodger returning for just over a week 1st Jan- so another £100. Overcrowding for a week, but cram them in all about the debt reduction.

    Could rent garage out but where would I advertise that?
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Maybe gumtree or something like that??

    You are really getting into the swing of it now.

    Well done on swapping accounts too.

    Dxxx
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well paid £320 off credit cards now £9299.93 beating my target set for end Dec by £200. Woo hoo.

    Mixed emotions got tiles loose on my roof and 70mph winds forecast. Please stay there. One of my neighbours is a roofer so will pop and see him later when rain stops - more money out. Grrr

    Drs today antibiotics and go back by end week if breathing does improve. Oh and get someone to pat yr back, now living alone, not sure I can train the dog to do this and stay in - impossible with dog, plus I would get restless. Will not go out in rain wait till it dries up later.

    Hot drinkies time.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Well done on passing your target!!!!

    That is fantastic.

    Hope you feel better soon.

    Dxxx
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks D, positive thoughts I will be better soon, no drinking NYE now nevermind saving more pennies.

    Happy days
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Well done on Sky & the MOT Calling. Hope you feel better soon & I'm positive 2014 will be a much better year for you :)

    Have a great New Year
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well last post on here for 2013. Been a horrid year, December worst month ever.

    Well looking forward to 2014 and being under 5k of debt by end of it.

    Need to advertise for a lodger as mine leaves beg. March. Looked on spare room yday lots of competition now, will have to entice them in somehow hehe

    Tonight I probably won't make midnight be asleep by then. Plan to curl up on couch, lots of fluids and get rid of this bad chest. No drinking thanks to antibiotics. Only been taking them a day and breathing is so much better.

    :T Happy New Year folks:T Folks on MSE helped me on my way this year so much. Love you guys x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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