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Debt free by Oct 2016 10700/1075 days

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  • Calling14 wrote: »
    Think I will probably go for the balance tf if I can find one.

    Feeling really down in the dumps tonight, think not 100% healthy yet and just drained from work, starting to get upset now about my daughter leaving end Jan and won't see her for well over a year. Think just horrendous month I have had, has now caught up with my emotions and a Blubbery mess tonight. Would hug the dog but she has rolled in fox !!!!!.

    Sorry to read you are down in the dumps tonight - we all have those days/ nights - hope you are feeling better real soon :) I always think we have to have the odd down days to appreciate the up days
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks ELM so much brighter today, think tiredness doesn't help.

    Today positive paid a little bit of credit cards 14.16 - ok a weird amount but rounds one of them off.

    Did a bit of food shopping well all for animals so whilst I was losing a SFD bought some bathroom scales. Will let you know the outcome later, if I am brave enough to step on them. haha. Daughter cancelled on our pictures outing, quite glad really so spent money went on scales instead. Sensible eating starts soon. Watch this space!!!!
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Glad you are feeling better today

    Good luck with the scales :) I've just started back on "my fitness pal" to log all my food/ exercise - I've done okay the first two days - got to keep at it long term !
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £20 off and Tesco credit card cleared today but may take up their bal tf offer for 14 mths by end of the month. Give me bit more time to clear these debts without interest.

    Scales got weighing 12st 9lb hmm. Some work to do there lol.

    PLUS going out for meal tomorrow with daughter. Diet Monday?

    Hope everyone is feeling positive x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Hiiii :j

    Found your diary. Will be following your journey now too.

    Enjoy the meal with your Daughter tomorrow, it's illegal to start a diet on a day that isn't Monday! That's what I tell myself anyway :rotfl: I've got quite a bit of weight to shift so we can suffer together haha! Hope you are feeling positive and happy. You have helped me a lot already by being so supportive and friendly, hope I can return the favour!

    x
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks Bookworm_Del, well I just really need to tone up and do some exercise. My daughter cheered me up last night, she is going to come home in July so only 5 months (not 14mths she was planning on) she is going to work on a Disney Cruise line. I couldn't do it seeing the size of her cabin, she will have fun no doubt. The crew have their own pool and drinks bar where all drinks a dollar !!! Sun would be heaven now.

    Early night or won't cope with 2 consecutive nights out, after being in for last month. Eek a life!!! X
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well great weekend could actually go to bed now so tired.

    Lovely meal Friday night with daughter, followed by seeing such a fun Local band. They made us laugh, jump around like idiots brilliant. Meal was reasonable really lovely food 3 courses,large wine and coffee £17.95. Opted for lamb shank gorgeous.
    Saturday morning pictures cheapest ever, kids one, booked online £1 each so sat watching The Croods (Did take grandson)lol.
    Saturday cleaning house all day, one lodger moved out and other away, too tired to go out at night so cozy night in wine and newish bf came over.

    Had to spend money today, needed bunny and washing powder. Made a roast which last few days plus a veggie soup for work all week.
    My Credit card increased a wee bit, £6 interest with virgin -10.9% need to tackle this next, plus wasn't sure of bank balance so put £16 shopping in Tescos rather than be od.

    Bubbly bath and kermit onesie next - ironing can wait.;-)
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Glad you enjoyed your weekend & have a nice relaxing night tonight.

    Dxxx
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks D waves :j
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well today paid off shopping I had stuck on my cc at the weekend. Naughty slapped wrists.

    Now confused myself today realise that if I ramble on here may sort it out in my head.
    Need to bal tf 4750 to tescos and pay off rest 146 by 01.02 or be charged 19.9% int. Then clear Capital one card if poss by 05.02 and then Virgin card. It is a full time job credit card juggling and stressful.

    Today been fairly good so far, managed to get bespoke offer, sold out now Asda gift voucher 10 pounds and paid a fiver - so doubled my money. Will help with food budget next weekend.

    Treated to a cake as I have done nothing but make tea, run to sandwich shop by my boss. Scrummy cappucino muffin, not very good on a diet - oops that was today?

    Ready for hometime and a nice walk now.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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