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Debt free by Oct 2016 10700/1075 days
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Happy Thursday, off work this afternoon, looking forward to a long dog walk followed by dvd and wine with my YD.
Needed after yday emptying my sisters room in nursing home was sad and choosing an outfit for her even worse - never think you will cope in these situations but you do.
CAKE is the answer at the moment.
Sun is out, quick desk tidy and escape into fresh air.
Credit cards be added to need to sort out flowers, hopefully my brothers will help out with the cost when I see them next week.
Have a good day folks
Sorry to read your very sad news - hope you enjoy your wine and well done on your financial progress !!Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined
Total Morg and debt outstanding March 2019. 84,487.00
Total morg and debt o/standing 1/11/19 - 80,177
Total morg and debt o/standing 8/3/20 - 77,996
Total morg and debt Feb 2021 - 75021
Total morg and debt jan 2022 - 68441
Dec 2023 zero mortgage - debt under 100000 -
Just letting you know I have been thinking of you and your family. Hope you are all coping and looking after yourselves. xx
I really love these quotes. Hope they help you:
Life has many ways of testing a person's will, either by having nothing happen at all or by having everything happen all at once. The pain you feel today is the strength you feel tomorrow. xxx0 -
Thanks ELM.
Bookworm_Del
Love your quote will try and use it if I can. Funeral tomorrow, can't wait now for it to be over. Been a horrid weekend, so stressful, everyone is upset and being tad stupid. The effects of grief I suppose.
Trying to be calm and sort everything out. So looking forward to next weekend Del Amitri will make me smile again.
Treated myself to a new coat reduced to 24 pounds and its a lovely colour. Aubergine, hate black, its just not me, plus my sister would have loved it as well.
No debt reduction planned until get lodgers rent hopefully Thursday.
Not coping with work today just not focused at all, roll on hometime.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Funeral went well, glad it is over in a way. Some closure at least. Bookworm Del we did use yr quote - thank you.
February started well so far.
Went to see Del Amitri in Manchester Sat - friend won tickets so a cheap night out.
Yesterday lunch cooked for me by new bf makes awesome chocolate cheescake Green and Blacks choccy, not won me over yet thou. Perhaps Sherry Trifle may do it next time lol
Paid vast amount of 22.15 off cc today so I can't spend any cash till Thursday.
Swopped bank account well was with Santander before but got 123 account now so gained 3.15 so far with it. Will swop other direct debits out of that account so should be a bit more next few months.
Feel a lot happier now, Jan and Dec were such bad months for me. Going not to stress out and enjoy life more now.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Well another 100 off cc today. Moving in the right direction.
Took a dress back yday which what was I thinking of when I bought it!! So much nylon yuck! would sweat like a piglet.
So refund of 15 will cover my trips out over weekend.
Done online shopping today, really needed most store cupboard items just seem to pop in Lidl for milk and odds and ends lately seem to paying out too much and no food in.
Think its Cineworld tonight - Saving Mr Banks - again but it was a good film, going with oldest daughter.
Off this afternoon so a long dog walk before the rain hits hopefully.
Feel flat my sister in law seems to be going downhill so rapidly from only being told she had cancer 3 weeks ago, heartbreaking to hear my brother on the phone.
Well nice weekend planned with new bf shopping trip, meal out so will lift my spirits. Sometimes you just need a hug xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Well been missing which means had a nice shopping day in Cheshire Oaks. Oops not too much damage, needed walking trousers, something to brighten me up as well. Added a wee bit to my cc about 60 pounds will try and overpay next week.
Realise that I badly need a hair cut, look like a cave dweller at the moment, loads of curly hair anyway but needs sorting out. May see if I can afford it next week.
Sat in leaky office no sign of David Cameron visiting me yet. Thank God lol xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Its Friday not surrounded by red roses as yet, had a leaky washing machine this morning, Mopping my floor, feeling so sorry for all flood victims. Was late for work, think I got away with it.
Pleased I got a new fence panel up yesterday and painted as forecast looks bad again tonight. Staying in wrapped up in my onesie to keep warm.
Going to try a long dog walk when I get in, even tho windy and raining I need to burn some calories off.
No progress on the debit front, besides adding to it. Hopefully should get one hundred pounds from the Halifax next week for swopping banks?
Now seen a picture in Argos, for over my couch, reduced to 15 pounds can use my nectar points so will only cost me a tenner so going to treat myself - well it is valentines day hehe.
Seeing new bf tomoro may cook as lots of food in - that way he can treat me to Sunday lunch - cunning plan eh?
Thats all tidy up desk time for me.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Well made some inroads into my debt today, if I hadn't spent on my cc the overall effect would have been better. However needed petrol the other day, plus somehow a cute dress slipped into my paws when I was taking a top back to Next. Now looks like I paid off 70 pounds when actually paid 189.00 oh well got new leggings and tops for spring,
Trying to have a spend free day today but haven't got enough food for lunch, well would have if I hadn't pigged out early on lol.
Will try and make do !!!
My new guy bought me 45 pounds of spa vouchers for Valentines day, just been looking at their price list ouch!! Don't want to contribute towards it so will have to study carefully what to get done. Looking forward to being pampered for a change anyway.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Finally got below 8,700 mark today ok only by one pound. Happy bunny for doing that.
Just thinking whilst my world is once again being turned upside down by illness within my family the only positive thing that I can do for me is get rid of this debt.
I released my latest boyfriend back into the wild yesterday, feel tad lonely today but emotionally it would not fair on anyone to hang out with me at the moment. Pity he was a genuine nice guy and from my experience not many of them about.
Trying to stay upbeat but its a tough call now.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Well thought I would come back to this diary.
Paid off a fair bit since was here last. Now debt stands at 8387.62.
Feeling a lot brighter in myself so got back today with welsh guy, he is one of the nice guys.
Booked a few days off next week, as it is promising sun and a bit of heat.
Trying to get my house shiny beforehand so I don't waste my holidays cleaning. My dog is maulting so much, spent hrs brushing her yesterday.
Looking forward to the weekend, split between new man and scrummy grandson so will be fun.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220
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