Debt free by Oct 2016 10700/1075 days

Calling14

Happy New Year diary.

Well £50 thrown at credit cards today.
£30 into a savers account doing £365/365 day challenge - just need an emergency fund.

Snuggled in my bed with 80mph outside, glad off work today. Hope my friends get away without being flooded today, reading their fb statuses last night, counting myself lucky you live on a hill.

Plan a Sfd, take all decorations down, except main tree and dust(my pet hate)

Stay safe folks in this weather.

Calling14

Well decided to pay another £7 off today this just leaves £40 to clear on my Tesco credit card.

My other reason nearly got tempted into buying a dress online today in the sales which I don't need. So less money in my bank act less temptation lol.

Indebted2U

Well done Calling on nearly clearing the Mr T card :j:j:T:T

Hope you had a great Xmas and New Year

Calling14

Thanks I2U to be honest glad to see xmas tree come down, been not the greatest of months.

Roll on next weekend 2 lodgers is hard work, need some space plus 1 at home next 2 days - more heating bills !!!!

Back to just the one then, fridge space Yeh.
j
Work tomorrow be glad to be reunited with my spreadsheet missed staring at it for ages. Will see if I can clear Tescos cc soon then.

So switched on to saving money now, happy I didn't give in to a takeaway today. Using up every last morsel in my cupboards this month.

[Deleted User]

Well done on almost clearing the Mr T CC.

Oh & good job resisting the takeaway, we got pizza delivered!

Regretting it now.

Dxxxx

Calling14

Another 20 pounds thrown at Tesco card today. Only Twenty left to pay ;-)

Problem is I have 5k of debt to swop around by 1st Feb so even if I can find 0% bal tf going to add another 145 pounds to my debt in tf fees.
May look into loans see if they would work out cheaper.

[Deleted User]

Well you have a bit of time to see what would be the cheapest option.

I think the 0% might be because you will still have interest on a loan.

Dxxx

Calling14

Think I will probably go for the balance tf if I can find one.

Feeling really down in the dumps tonight, think not 100% healthy yet and just drained from work, starting to get upset now about my daughter leaving end Jan and won't see her for well over a year. Think just horrendous month I have had, has now caught up with my emotions and a Blubbery mess tonight. Would hug the dog but she has rolled in fox !!!!!.

[Deleted User]

Och no wonder you feel that way.

It always has a habit of hitting you like a brickwall too & always a little bit after the event.

Chin up Calling.

Dxxx

Calling14

Thanks D. Your right will be bouncy by tomorrow x