Debt free by Oct 2016 10700/1075 days

Calling14

Well today, got up early long dog walk woke me up in drizzly rain

Clothes taken back so credit cards now stand at.........drum roll....7094.47

Impatient to get under 7k, hope my lodger pays rent tomorrow otherwise it will be Monday when my target is reached.

Off work this afternoon, will be lovely to chill out clean my house a bit and meet up with my daughter for a natter.

Onwards and upwards x

Calling14

Lodgers rent in today and now finally I am under 7K mark. :beer:

Balance stands at 6854.47 woo hoo. Still a long way to go but moving in the right direction.:T

Next target 6520 which is 50% of my starting debt. Car Tax, home ins due next month however so may take a few weeks longer to achieve.

Today will be a nsd feeling motivated now:)

Calling14

Productive day, house sparkly, gardens fit for Chelsea well not quite, suntanned, dog walking done and no spending.

Applied for balance transfer, to avoid any interest charges. Will add £34 to my debt. Interest free for 12 months. Have to clear all my debt before then, want my life back.

Day Out tomorrow but weather doesn't look as nice as today, picnic provided by boyfriend so little or no spend for me. Just as well as have vast sum of £1.37 in my bank account until Thursday. Think I got carried away paying debt off.lol

Calling14

Well managed the whole weekend and didn't spend a bean. Nice weekend overall.

Today had 5.72 less 2 fee put into my account from Santander 123 rewards.

Rant today being charged 1.00 arranged overdraft fee, this is new. Went overdrawn about 1.50 last month, but my wages went in same day. Need to keep a slush fund in bank acct now, debts will wait a bit. Hopefully my balance transfer will prevent interest payments next month.

Monday seems to be flying by, tad rainy here. Stared at the spreadsheet and can't pay any this week, having a few days away next week around Stratford upon Avon so keeping my pennies.

Calling14

Well still here. Paid off 61.38 today to complete clearing my Capital one card, however had 34.00 balance transfer fee to add onto my debt. At least this means no interest until next year.

Balance left to Blitz 6829.09.

SouthernGuy

Well done on clearing the Capital card :j

Balance transfer fees are annoying but I'd rather pay that than monthly interest

Calling14

Thanks Southern Guy.

Moving my diary now to Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer
been annoying me for ages being unable to change the title.