Debt free by Oct 2016 10700/1075 days

Calling14

Seems ages since I did the diary thing on here, slapped wrists but the good thing since last on here my debt has gone down........... drum roll by 505.61

Debt now stands at 7882.01. Lovely to be under 8K finally.:j

My lodger owes me 2 weeks rent so will be the hard landlady after work.

Trying to achieve 7500 target by the end of the month, hopefully. With Easter and few birthdays could struggle but give it my best shot- song in there somewhere.

Off work tomorrow so off to Manchester to see The Manic Street Preachers so minimum spend, driving and maybe coffee/ food McDonalds ?:cool: Excited support act sounds promising as well.

Nice to be back in Diary land, feel back on track more now.

Calling14

Another 143.97 off my debt making 7738.04. So tempted to pay more off, but need some cash this month in my bank account.

Will try to chase my lodger again for 2 weeks rent tonight, missed seeing her the other night.

Been struggling sleeping lately, stress head, debt is going down, quiet well at the moment so not sure why. Think sometimes get overtired and little things nag at you.

This month is month where I am going to try to eat lot healthier than I am doing at the moment and try to lose some fat before summer.

Had a brilliant gig last night, Manics get better every time I see them. Bit weary now and friends birthday today so may have to drink some wine.

Going to take some boots back after work to New Look seem small and swap hopefully get some new clothes instead, love the pastel shades in store. Must not spend over cost of booties tho.

Craving chocolate because I am tired.

Calling14

Well its Monday plan to not spend today, hopefully have enough milk at home for tonight.
Treated myself over weekend to a de-stress massage it was fab as I had been suffering with my back for a week, too much gardening and bouncing at gigs - must act my age soon lol. Well worth 35 pounds, included a facial, back massage and feet and paws. Feel so guilty now tho spending any money on me this budgeting is working but good news I can now move about easily.

Nothing to report on the debt front, will try and sort out clothes tonight I can sell on fbook seems a good local page rather than ebay - their charges are a killer.

Had a very quiet weekend, relaxing but tad lonely. Children busy, friends away talked to the dog.

Hard landlady act tonight will pop a note through my lodgers door as she is keeping out of my way I reckon, demand payment by next weekend and see what happens.

Feeling bit low this morning just come into work and everyone is booking holidays. Going to plan something in July when lodger free just even few days off work and some day trips.

Calling14

Well note worked, got 2 weeks rent off my lodger so now up to date. Thrown at my Barclays credit card aim to clear it by July. Only 1680.00 to go.

Target to get down to under 5k before July - how good would that feel?

Sorted some clothes out last night will take pics and list by tomorrow.

Back to work bit snowed under at the moment .

Enjoying_life_more

Glad to read you are doing well - well done!!

Calling14

Thanks ELM, will get there slowly but surely.

Calling14

Here again but at least its Friday. Decided to pay 60.84 off my debt today, that way I will be broke for the weekend and it will stop me spending lol.

So my total debt now stands at 7596.96 compared to my LBM 13039.00 1.1.13 means I have paid off 42% of my debt. Feels good.

Jan 2014 9377.37 making 1780.41 paid since then.:T

Popped to lidl before work this morning so got essentials to last the weekend wine and milk hehe.

Sun is out, not sure why I came bare legged to work, going to freeze popping to the bank as it isn't that warm out there.

Enough of my ramblings, I need food. Have a great weekend folks no spending now:rotfl:

Calling14

Well today was going to be a SFD but needed face cream, find my skin has improved so much using Avon Anew night cream -so spent 10.94 already today.
Nice weekend, joys of having a lovely scrummy grandson and a lovely bf on board, booked tomorrow off work will hit Sainsbobs for 25% off clothing, desperate for some work clothes. Have a few nectar points to use so minimum spend, then will play in my garden as sun forecast ;-)
No debt reduction till end of week planned.

Calling14

Well despite buying few clothes Sainsbobs and some lovely cream fence paint for my new trellis - still managed to reduce my total debt by 61.01

Grand total now stands at 7535.95. Wish this would just disappear seems to be taking so long to go down. Must stop staring at Spreadsheets and wishing my life away.

Enjoying_life_more

Calling14 wrote: »

Well despite buying few clothes Sainsbobs and some lovely cream fence paint for my new trellis - still managed to reduce my total debt by 61.01

Grand total now stands at 7535.95. Wish this would just disappear seems to be taking so long to go down. Must stop staring at Spreadsheets and wishing my life away.

well done on the shopping and reducing debt !! I know what you mean about staring at spreadsheets and I have much longer than you to be debt / morg free - you're doing great though - well done!!