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Debt free by Oct 2016 10700/1075 days

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  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sunday had another SFD, fun with relatives watching marathon in the cold.

    Today had 30 pounds back from an energy switch I did, used towards petrol as filled car up - hopefully last most of next month as well now.

    Feeling bit lonely, staying in so much lately. Will ask few friends to pop over for coffee instead this week.

    Got leftover hot pot and blackberry crumble for tea, tempted to get some chips to go with it but will try to resist. Besides losing a sfd I could try and lose some weight before xmas. Save buying clothes.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well so happy today, got tears in my eyes, Work bank account got hacked yday a serious amount of money taken and didn't look as if we would get it refunded by the bank. Was thinking had about a month left in work if that was the case. Anyway bank have agree to cover the loss. So happy I still have a job.
    Treating myself to a wee bottle of wine to celebrate.
    No progress on debt front, rent should be paid tomorrow so that will be 320 off the grand total.
    The last few days made me realise, need to get rid of my debts and have at least a months pay set aside for emergencies.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Good to hear it's all been resolved Calling. A celebratory bottle of wine sounds like a great idea :beer:
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks I2U took advantage of Tescos wine deal so stocked up for Chrimbo at £3.22 a bottle original cost 8.99 but on 2 for £10 less 25%.

    Off work till Tuesday be great to just chill out.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Great tip Calling. Had a look online at Mr T's wine and ordered some Xmas plonk at 50% off plus another 25% and free delivery, thanks :beer:
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Offer ends I think 1st December imagine you need to have it delivered by then. :beer:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Stayed in today, noticed rent not paid so will pester Monday if it doesn't hit my bank account by then. Got all my chrimbo stuff out today so no need to buy crackers cards and wrapping paper lots left.

    Made a curry for tea and slightly burnt the rice. Just thinking would normally bin the rest but all these challenges on here, made me realise edible and will be eating rest tomorrow. Oh how I have changed. Huge blackberry crumble made will last days.

    Was looking forward to paying some credit cards off today, Hate chasing lodgers for rent but not doing it for fun, all about the money. December tomorrow so will do a wee bit of shopping.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :)White rabbits and Happy December.

    Set my budgets for the month, feeling lot more positive today.

    Have to pop to the shops today, need some essentials but will return witb just them:T
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Glad to hear positivity has returned Calling :j I'm a liability at the supermarket without a list :rotfl:I'm also trying to shop now after I've eaten, which helps fend off the unnecessary purchases of essentials like biscuits and cake :naughty:
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well finally some progress to report.:j

    Monthly lodgers rent received £ 320.00 paid off today 3% of total.:T

    Finally seem to study spreadsheet all the time and the figures don't change.

    Day off today, so pamper my feet day and explore with the dog, nice area I live in.
    Gave into mince pies and green aero yday whilst out shopping. So need to walk those calories off. Still need bunny food what I went out for yday but failed so will need to pop to shops later.

    Happy debt going down :T
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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