Debt free by Oct 2016 10700/1075 days

Calling14

Thanks I2U. Dentist tomorrow hoping it isn't too expensive.

Just a wee blimp can do this

Calling14

Well trying to feel upbeat despite the dentist costing 132.00 and another tooth decided to fall to bits today.
Spent today -oops bought a ticket to a local gig tenner and getting my hair cut later, really need it my hair just grows outwards not down - months since I have had it cut and do now color it myself.
Besides that trying to get back on debt free bandwagon. Struggling this week not focused at all.
Saving bit of money by not going to Manchester this weekend fuel only but it all helps.

Will get back on track November as got a weekend away booked this month still trying to hit targets I have set myself. Onwards and Upwards

Calling14

Looking forward to a weekend away, need to buy an umbrella Scotland hmm.
First break away all year so will try to be careful on the money front but everyone deserves to spoil themselves sometimes espec when its bday time.
Credit cards forgetting about till Monday.

Indebted2U

Hi Calling just popping in to see how you're doing and if you had a good break in Scotland?

Calling14

Thanks Indebted 2U, need a kick up the !!! to continue this diary:j

Great weekend away, spent surprisingly little. Had brekkie in the hotel full most day after that. Carrying a bday card out with you - no need to buy drinks lol.

Credit cards were going down well but ended up getting a new PVC front door and side panel last week. Struggled with old wooden one for ages and locking problems. Cost 890 pounds my house is warmer and much more secure. Did end up putting about 600 of this on my cc. Would have struggled on with the old one if I didn't have a lodger who struggled each day to close it. Done now and make the house more re sellable if I ever wanted to.

Will update signature tomorrow. November so far had flu so 3 no spending days in a row.:j

Indebted2U

Sorry to hear about the flu Hope you feel better soon. Spending on the door which is something that should save energy costs and make your home more secure sounds like a sensible spend to me

Calling14

Thanks think over fever stage now.

Door cost included also replacement panel in my back door, the old one had a catflap which leaked water in and wind blew in. So now have a cosy kitchen and hall. Still dread heating bills.

Indebted2U

Heating bills are frightening aren't they Certain people can get free or reduced cost loft and wall insulation. Always worth a quick G00gle to see if it applies to you :cool:

Calling14

Happy Monday back in work after flu heating was off when I came in, brrr and caused havoc in the office asking for batteries( my mouse had died) really smutty guys work with me. ;-)

Did my loft myself when I moved in the house cost 40 quid and had cavity walls done 2yrs ago. Ended up paying but has made a difference, Think it only cost 120 pounds then. Just switching energy suppliers and think my payments are too low for my usage. So will try to increase them and get refund owned from EDF back towards it.

Emptied my bank account another 50 quid twds my debt so far today. No need to total how much I owe now ;-(

Calling14

Finally its stopped raining and its a Thursday woo hoo. Off work Thursday afternoon, so catch up with washing, clear garden again of leaves whilst its dry, let the bunny have a romp around the garden. Keep me busy and away from the shops.

So far this month haven't spent any money on food so thought I would treat myself to a dress at 27 pounds for xmas party season. So its coming out of my 100 pounds food budget this month.

No cooking today enough hot pot left over for next few days.

Went to cinema last night orange weds 2 for 1 offer, not on Orange but amazed by appealing on facebook for a code, how many friends don't use them and willing to part with them in the future. Saw Captain Phillips film and its the best film I have seen this year. On the edge of my seat the whole time, not sure a dvd of it would have the same effect. Hats off to the real Cpt Phillips to go though that and go back to sea a year later.

No change in credit cards will hope to attack them at the end of this month, with the help of lodger's rent, quidco.