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Adventures of a Fat Cat, Old Nag and their Trusty Servant

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    jaybee wrote: »
    Yay! Everything is moving forward at last! You will glad of all the obeying and things that you have already done.

    Obeying? :rotfl:I don't think so! :rotfl:That's the reason I'm on my own now, lack of obeying.....
    HappyNow wrote: »
    Congrats on the exchange Piq, nearly there now :)

    And debt free by 1st December. You hero! x

    ....and hello to you Mrs H, lovely to see you. Where have you been hiding out?

    I'll only be unofficially debt free on 1st December. I'll have paid off nearly everything, but I'll probably have to wait for the next months statements to truly clear it, but I will finally own every penny I earn.
    grannyx2 wrote: »
    Great news re contracts. I think you should treat yourself to a Yankee candle as a house warming gift to yourself

    Granny x

    Might just do that and it might just pair beautifully with a bottle of something....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I've had a mini brainwave regarding my lists and have used a listing app that I already have on my phone. Normally I only use it for shopping lists. It has a check-off function and you can have as many lists as you like complete with pretty icons :D The beauty of it is I can just add stuff on as I think of it and add other category lists as required :D All will be well as long as I don't lose my phone..... I've put the charger as one of the essentials on the keep with me list :T

    Last night was very busy meaning the time flew past, let's hope this evening's shift doesn't drag on too much. I'm okay with both jobs to have the week of the move off which is good news.

    Today I'll notify the standard utilities, ie energy and water and draft up a letter/email to send to other relevant people/companies.

    Off to check the bank account, be back later...
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Yay so glad everything is moving again for you :) great news and only a few weeks until you're debt free! Woohoo!! :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I LOVE my list app on my phone - and the "Notes" one too - the random carp I end up noting on there has to be seen to be believed! :D So long as the phone is backed up then your info *should* be safe too I think as you can always reinstall the app from backup. Of course that only applies to the date of the last backup....as my phone keeps reminding me I ought to do backups again this is definitely a "Do as I say, not as I do" scenario though.... ;)
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Oh I want to get one for Colin. I think he'd find a way to eat the whole lot in one sitting. Where are they being sold?

    Asd* £3

    I like granny s idea go for advent candles a new house new start xx

    and maybe a wine fridge/cellar
    take care xx just off to first/2 days hubby & son hospital visits results for hubby = mri brain tumour M O T. last one stable no extra growth .. Fiday of to GOSH for son

    Hope helpers have timed the time off from work to help you. If you extra hands pm me xx
  • jaybee
    jaybee Posts: 1,570 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Piquant wrote: »
    Obeying? :rotfl:I don't think so! :rotfl:That's the reason I'm on my own now, lack of obeying.....

    That'll teach me not to read what I've written!!! :rotfl:
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Piquant wrote: »
    I have exchanged contracts at last:T My completion and moving date is 26th of this month:eek: 19 days and counting :eek:

    Brilliant news, Piq! :D

    And very well done on being so organised - wish you the Best of Luck for a smooth relocation, and look forward to reading all about Colin's moving-adventures. ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Brilliant! Am SO pleased for you :D

    Sorry on phone so can't post for long but couldn't lurk and run!! It's made my day:)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • mcculloch29
    mcculloch29 Posts: 4,972 Forumite
    Rampant Recycler
    What wonderful news, Piq!
    EH, lovely to see you posting here, I always enjoyed reading you . That Notes app is really useful, isn't it?

    Something I've started to do with my phone is to take photos of web pages or documents rather than printing/ copying them/ writing down details if it isn't absolutely necessary.

    I have too many 'useful but not vital' pieces of paper and needed to find a way to get organised. My phone saves to the hard drive every time I plug it in to the USB on the pc so there is another copy of the photo there too.
    Erma Bombeck, American writer: "If I had my life to live over again... I would have burned the pink candle, sculptured like a rose, that melted in storage." Don't keep things 'for best' - that day never comes. Use them and enjoy them now.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Something I've started to do with my phone is to take photos of web pages or documents rather than printing/ copying them/ writing down details if it isn't absolutely necessary.

    I have too many 'useful but not vital' pieces of paper and needed to find a way to get organised. My phone saves to the hard drive every time I plug it in to the USB on the pc so there is another copy of the photo there too.

    For most things on your laptop if you go to print you can print to Microsoft xps. That then gives you the choice of where to save it to. Great for docs such as downloaded insurance policies, works with webpages as well as long as not too big.

    Great news Piq :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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