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Adventures of a Fat Cat, Old Nag and their Trusty Servant

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh, I'm so pleased you managed to go :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    maddiemay wrote: »
    Hi AND
    Pleased you are OK, we have been missing you over on No More Toiletries Board:D

    Waves and good morning wishes to Piq and colin:D

    Waving back :wave:

    I haven't been on the 'no toiletries' board for ages. Obviously I am still washing :D I'm naturally running everything down at the moment, less to pack and all that!

    Did you read the report that Nivea is better than the creme de la mer cream, £1 as opposed to £100? Interesting. I might be trying it when it's time to buy some more moisturizer.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So pleased for you :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Two huge bags of books down to oxfam and two arms that feel substantially longer than they did yesterday :rotfl:

    Two cheques to pay in tomorrow. One from Zapper for £25 and one from TalkTalk who insisted on carrying on taking out a direct debit despite me having changed internet supplier :mad: Monies now refunded.

    Change of subject.....wow, it's raining heavily at the moment!

    Another spendy day, I'm afraid. I bought another lidded plastic box for all the Christmas paraphernalia, many years overdue if I'm honest. At least it's all in one place and easy to transport. Some of the decorations are pre-kids, family heirlooms in a manner of speaking. I'd hate to lose some of them. Also bought some of the vacuum bags and have bagged up a complete visitors set of bedding, spare pillows, throws and cushions as well as extra spare bedding. I've only left one spare set of duvet cover, sheet and pillowcases. Let's hope Colin doesn't wet the bed!

    Looks like I'm going with the other buyer [B2] now despite me giving my word to the original buyers [B1] that I'd stay with them. It turns out their buyer hasn't got their mortgage and have pulled out. B1 has asked me to wait until they get another buyer, but I honestly can't afford to, the reason for selling up was to be able to afford to live. B2 is honoring their offer of the full price and are eager to get things moving. The estate agent has contacted the solicitors to let them know about the change of buyer.

    I feel bad for B1, they had paid for the survey, which the house passed. I can't afford to wait for them, my finances can't wait and I'm not sure how long I can work the ridiculous hours to make ends meet. I do feel that I've gone back on my word, but circumstances have changed.

    The colleague who offered to cover my shift is the one that the others say is miserable. Funny how she was the only one who said she understood how I'd feel if I couldn't go to the dinner. Just shows you shouldn't make snap judgements on people....

    Tomorrow is coffee shop day and as always I will be working with the hellcow, deep joy..... I must also put fuel in the car and post quite a few parcels, eb@y stuff that has sold over the weekend. I've found plenty more to list over the next week, it seems never-ending.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Actually to be fair to you it is not you that has broken your word.
    B1 have moved goalpost & not you.
    Very unfair of them to expect you to wait I think.
    Funny how things turn out.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,545 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Really pleased you were able to make the family celebration - am sure you would have been much missed if you couldn't go. Hope you were able to relax and take a breath :cool:.

    Funny how things work out re house selling - you have been honourable throughout and stuck by your principles so dinna fash yerself doll :D.

    Glad to hear DD might be sticking around too - very good news.

    How soon are you moving, it seems all steam ahead? Take care
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    You did the right thing Piq, what happened to them was unfortunate, but at the end of the day it might have taken them weeks to find another buyer and you might have lost buyer two in the meantime.

    Fate .. It happens for a reason .
    Its just a bad day, Not a bad life .. :cool:
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    So pleased your colleague stepped up to the mark so that you could go to the celebrations. May good luck befall her.

    Agree with what others have said re sale, you have nothing to reproach yourself for. You have behaved honourably and its just their misfortune that they can't honour their side of the deal. It is however a business transaction at the end of the day and emotions have no place. You are doing this because you have to, not because you want to.

    Hope hellcow behaves tomorrow

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • I'm sooooo pleased that your lovely colleague stepped into the breach. I had a word with the universe on Friday lunchtime and hoped that it would work out! Glad you had such a lovely time with so many special events to celebrate.

    Don't feel bad about pulling out of the first sale. You behaved very honourably with buyer No.1 but they can't expect you to wait if it puts you in a financial tight spot to do so. Here's hoping it's smooth sailing (or should that be selling?) with buyer No.2.

    Hope all ok tomorrow at the coffeeshop and hellcow behaves herself. Must go to bed before I fall asleep on the keyboard as I've got an early start. Have taken on a colleague's job for 5 months whilst they focus on a high priority project and it's busy. At least I get a payrise for the 5 months (the difference is all going towards the debts, so I don't get used to the extra cash in my bank account).
    Happy Monday everyone! :p
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • Piquant wrote: »
    Did you read the report that Nivea is better than the creme de la mer cream, £1 as opposed to £100? Interesting. I might be trying it when it's time to buy some more moisturizer.

    Nivea is fabulous - I've been using it daily since we moved here, my skin gets exposed to some really harsh weather most of the year and when we do have sun, the lack of pollution means it's strong. I'm 38 and so far (touch wood) wrinkle-free. The only make-up I'm wearing here is lipstick and eye stuff, nothing on my skin:
    1235165_10151925180629954_994608120_n.jpg
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