Mr and Mrs K's New Journey to a Debt Free Life.

kissjenn

Yorkshire pudding requires flour.

Get mini-k to create a diversion, ninja into the kitchen, scoop a cup into a poly bag and ninja out again.

Operation Cake Bake is underway

debtfreewannabe321

kissjenn wrote: »

Yorkshire pudding requires flour.

Get mini-k to create a diversion, ninja into the kitchen, scoop a cup into a poly bag and ninja out again.

Operation Cake Bake is underway

:rotfl: Fab idea KJ :rotfl:

If you don't succeed the mission though pop to a1di tomorrow :rotfl: and get what KJ said! Castor sugar, eggs, flour, SR flour, Baking powder & vanilla essence is the main ingredients in my baking cupboard (and butter from the butter dish!) I don't have much else and have made a whole array of things from it

I wish we had beef today, we've got pork chops! Although they are nice and big and tasty from our local butchers I really only like the crackling & the apple sauce when we have a pork dinner :rotfl:(and yet I tell the kids they aren't allowed to say that )

Granariesgirl

Hey Alex -

Hope you are feeling better now & that today went well.

I am in total admiration that you actually managed to post a diary in your state of mind Saturday, my panic attacks always left me curled in a ball in a darkened room gibbering to myself!

I think you should give yourself a HUGE pat on the back for having the courage to do that, for getting 30% of the money you owe those usurers together in under a month & for taking all the well meaning but probably unpleasant to digest criticism you're getting on here!
:T
You ARE a good person & right now you're setting a great example to your son of how to go on & do the right thing even when it's hard - remember that!

:A

fc123

AlexLK wrote: »

Thank you all .



Don't really want to see parents today. On the plus side, somebody rang about the watch I put up for sale, if he buys it at price agreed we will be (just) over a third towards paying the credit cards in full (and that is 100% in full).

Whoa, that must be some humdinger of a watch.:D

Good luck and chin up.

Theoretica summed up the high paid job dilemma really well...I had never seen it like that before.
You can earn more but get more pressure/stress so need to spend more to 'recover' from it every so often.

AlexLK

Thank you all, not doing very well but I'll try to respond to your messages.

theoretica: In all honesty, I don't want her to leave her current job as she really enjoys it. However, she does need to have a word about the pay (which she is tomorrow). After she spoke to the person who works at the other company, I don't think it would really be ideal for somebody with a family but she seems rather determined to go and have an interview. If the work turns out to be interesting, I know she will go no matter my opinion. After all in the words of my wife somebody has GOT to "bring home the bacon". Furthermore, I understand it is her career.

readytobefree: I have a diary that gets put to good use. Now my parents know son is going to nursery next Thursday, they seem keen for him to go there when I'm at work. I do understand they wish to have a break but it did lead to a bit of a fall out over the dinner table. Also, they both seem to think I ought to go back to "work" now as I'm "better" and the business is "clearly" "not really working out".:mad:

kissjenn: They did Yorkshire pudding twice and failed! So, we don't have it any more but you did make me smile! Admittedly, we have a very chatty neighbour that we can't get away from, son loves sneaking through the trees at the back of our garden when have to avoid him as we have some place to go.

DFW: Tomorrow is unfortunately off the cards as I am working all day. May have a little time Tuesday though.

Granaries: Thank you, I did myself few favours yesterday and the diary entry was posted quite a few hours after. A few years back I was having almost daily panic attacks so I suppose I learnt to live with it. I hope I can manage to carry on raising money and that once my son gets older he'll still want to know me. I'd understand if not though.

fc123: re. the watch: I don't things by half measures, you should know that now. :rotfl:

Indeed, I do understand where theoretica is coming from but my wife is rather determined to "prove others wrong" and "show them" she can "succeed".

LannieDuck

Just out of interest, how often do your parents have your son atm?

I imagine they love spending time with him, but maybe they just need a bit more time 'off' Maybe nursery will be the answer. See how it goes.

Wrt to their perception of the business not really working out, is that because you don't pay yourself enough of a wage from it? You've said before that you could pay yourself more, but you don't because you'd just fritter it away. I suggest you give yourself a pay rise, and put the entirety of the pay rise to paying off your debts each month. Your parents don't have to know the last part

AlexLK

LannieDuck wrote: »

Just out of interest, how often do your parents have your son atm?

I imagine they love spending time with him, but maybe they just need a bit more time 'off' Maybe nursery will be the answer. See how it goes.

Wrt to their perception of the business not really working out, is that because you don't pay yourself enough of a wage from it? You've said before that you could pay yourself more, but you don't because you'd just fritter it away. I suggest you give yourself a pay rise, and put the entirety of the pay rise to paying off your debts each month. Your parents don't have to know the last part

Usually about four days per week for four-five hours at a time.

Yes, they do not know the situation in regards to the business, nor that the company itself is actually rather "rich" at least in part to me paying myself a £1,000 per month wage but also because believe it or not I can be rather ruthless when it comes to the company's finances. Business partner takes £2,000 per month and last year also took a £10,000 dividend whereas I chose not to, so we are not doing so badly. He is a skilled craftsman though and usually puts more hours in than I.

LannieDuck

I can see that you might feel that you shouldn't earn as much as your partner, but that's quite a difference.

Could you raise your monthly salary to £1500? And/or perhaps you could take a £5000 dividend?

AlexLK

Lannie: I have got benefits out of the business that partner hasn't: all my business fuel is paid directly from the business. The business put £1,000 to the part exchange value of my old LR to buy the new one.

Recently, I had been thinking a pay rise was in order for myself. I will have a think on it.

debtfreewannabe321

Does he seriously do £22k's worth of work more than you? If not i'd be putting my wages up if I were you, especially considering the circumstances. I'm sure you don't use up that much fuel into your car (if so this is a problem ) and only £1k out towards the new car definitely means that you should be entitled to at least a bit more each month.