Mr and Mrs K's New Journey to a Debt Free Life.

AlexLK

Lannie: I do hope that didn't say too much about the type of person I was when I was a child, . :rotfl:

debtfreewannabe321

AlexLK wrote: »

Lannie: I do hope that didn't say too much about the type of person I was when I was a child, . :rotfl:

Oh I think it says everything :rotfl::rotfl::rotfl:

mum2one

heartbreak_star wrote: »

Oh, so I shouldn't mention half my Christmas shopping is done?

I like to plan early...

HBS x

Better not introduce Alex to my Santas Challenge thread - we start preparing in Dec for the next Christmas...

(I have to wrap and deliever 2 xmas prezzies next weekend)

Well done on the Christmas shopping heartbreak sounds like its coming on nicely.

AlexLK

Christmas eve shopping is good enough for me , thank you. I'd rather not be reminded that some little oik called Jesus was born on the 25th December, three days before I and is apparently SO MORE IMPORTANT, despite my mother telling me I AM the most important boy in the world.

Move over son of God, you've had enough years of glory!

Readytobefree

Oh my goodness I have spent nearly two hours catching up on this thread!! Turn your back for a few days and Alex goes off the rails! It's been a rollercoaster two hours!
I feel the need to tell you off but will put my school hat away and say good work on making a u turn in the end! You really are in a more fortunate position than most of us - your one watch sale would pay off my total debts in one go! But you have made big strides already and I sincerely hope you continue with your journey! After all what am I going to do for two hours.

I empathise on the December birthday, 15th for me! :doh:_party_

mum2one

I'm glad DDs in September... you needed guess what i was doing over the new yr!

tallyhoh

Oh dear Alex, did I read that right or was you being ironic? you felt betrayed because Mrs K would not sell her things while you admit to having many assets of your own??

To my regret I live with someone who lives in a continual debt cycle, consistently breaks his promises about "sorting it" & feels he is entitled to possessions that others only dream about.

In the past he has asked me & his family to take out loans etc for him, he expects that we will do this as we know how special he is & that he should not be expected to live other people.

Afraid you are beginning to sound a bit like him, hope I am wrong?

AlexLK

Thursday 19th September, 2013.
Day 18.

Dear Diary,

Today I forced myself to get out of bed, do some productive things, play with my son, make my wife smile when upon waking this morning all I wanted to do was forget the day existed and yet, I had fun. More fun than buying expensive items I do not need to only be cross with myself later, more fun than facing the repercussions of my foolish actions. Today, I wish everyday could feel as this one has turned out.

Money wise, I unfortunately have nothing new to report other than an exceedingly full work schedule next week. Yes, we do need to go about getting some childcare sorted for our son especially as my father is going to hospital tomorrow for some tests, whilst he will be in and out within a day I am beginning to accept he is not quite the man he once was. However, there is plenty of life left in him yet, I am sure of that much. Still they could do with a well earned break from looking after a two year old on a regular basis. Talking of our little boy, he is getting into the "WHY?" stage at the moment, oh my it's frustrating! At least he seems fairly willing to accept the answer of "just because" to at least a few of his questions.

Tomorrow I am to face the doctor again, with Mrs. K. by my side in the hope of trying to combat my mental health problems once and for all. My wife even told me that it "breaks her heart" when I am in "one of my moods", not really helpful but I do not want her feeling like that. Not to mention it seems whoever said "the more you do, the more you can do" to me was right, I am terribly lethargic until I get going and then I do not want to stop: I do not want the depression to catch up with me, nor the tiredness or the self pity that causes me to either drink or spend money on things I do not need.

Summary:
+£25.00 Music Teaching.
-£9.80 Groceries.

Yours Faithfully,
Alex.

AlexLK

Readytobefree wrote: »

Oh my goodness I have spent nearly two hours catching up on this thread!! Turn your back for a few days and Alex goes off the rails! It's been a rollercoaster two hours!
I feel the need to tell you off but will put my school hat away and say good work on making a u turn in the end! You really are in a more fortunate position than most of us - your one watch sale would pay off my total debts in one go! But you have made big strides already and I sincerely hope you continue with your journey! After all what am I going to do for two hours.

I empathise on the December birthday, 15th for me! :doh:_party_

Thank you for your post.

I have at least managed to behave myself today.

Annoying isn't it? (The December birthday) Though not even mine is as awful as my grandfather's who was on the 26th December!

mum2one wrote: »

I'm glad DDs in September... you needed guess what i was doing over the new yr!

LOL, what's she getting then?

tallyhoh wrote: »

Oh dear Alex, did I read that right or was you being ironic? you felt betrayed because Mrs K would not sell her things while you admit to having many assets of your own??

To my regret I live with someone who lives in a continual debt cycle, consistently breaks his promises about "sorting it" & feels he is entitled to possessions that others only dream about.

In the past he has asked me & his family to take out loans etc for him, he expects that we will do this as we know how special he is & that he should not be expected to live other people.

Afraid you are beginning to sound a bit like him, hope I am wrong?

I did feel a little betrayed earlier because Mrs. K. had previously promised to sell some of her things. However, I have thought about what I said and how I felt, realising that it is not fair when I ran up the debts behind her back. Yes, she got nice holidays from it and other things but ultimately, I chose to run the debt up. Had she have known (not just had her suspicions) she would not have allowed it.

Yes, unfortunately, I am not going to deny I have behaved as the man you are talking about in the past . However, I have never asked anybody to get themselves into debt for me. I really want to sort this (I even said that over the past couple of days) and I want to become somebody far less selfish. Hopefully, with some effort I can do it.

Readytobefree

My OH suffers as you do and Mrs K is right it is heart breaking to see someone you love suffer so much when you know how wonderful they are when they are not in low mood. Also sometimes unintentionally that low mood can transfer to your partner or those around you. I admit I am finding it harder to deal with now because my OH is in a far better position than he ever has been but his negativity brings me down too, it's hard to stay positive sometimes. I have got to a point of saying "are you unwell because you are not being very nice at the moment and it's hurtful". This often gives him the opportunity to have a think and take a check, more often than not he realises and his recovery is quicker. Maybe you and Mrs K can have a trigger word or something. She will most likely recognise the signs before you do. Just a suggestion. There are a couple of books for those that suffer with depression and the families impacted by it... The Black Dog and Living with a Black Dog. They really help all parties to appreciate and understand how to help each other through. It is a lot of visual and less text but is useful to see it simplified in those terms.