Mr and Mrs K's New Journey to a Debt Free Life.

AlexLK

Cottage Retreatist: The £4-5,000 was a watch actually (so not quite so crazy).

LOL, those people from the BBC wouldn't have a clue where to start in my house ... . Sounding like one of those mad hoarders now - I'm not! :rotfl:

7roland8

Yes I have sold lots of stuff over the years - so much so thats what is left is not really worth selling!

Alex - I would be over the moon to have anything that was worth a few thousand to sell off our debts.

Just a pointer - why not do a little sorting and sell a few things at a time - great now in the run up to Christmas - you could wipe your debts - wouldn't that be great?

Kantankrus_Mare

Just a query Alex? I'm assuming your wife reads this thread?

AlexLK

heartbreak_star wrote: »

You wouldn't feel any relief that you still had your wife and child, Alex?

Your stuff is "rare" to the people that care about such nonsense (in my eyes!) as old pens. To most of the world, they're just writing implements - and that's from someone that has beautiful handwriting.

Think about it.

HBS x

Oh, of course I would. My wife and son mean more to me than the things in my home.

heartbreak_star

AlexLK wrote: »

Cottage Retreatist: The £4-5,000 was a watch actually (so not quite so crazy).

LOL, those people from the BBC wouldn't have a clue where to start in my house ... . Sounding like one of those mad hoarders now - I'm not! :rotfl:

Crazy that watches can fetch that price second hand :eek:

And of course they would know where to start. They know what they're doing. It's someone like me you don't want coming in

ETA: Most people like luxury stuff. I've never seen the point. But stuff is just stuff. Keep thinking that.

HBS x

fc123

AlexLK wrote: »

Thank you and I also agree the alternative isn't fun and will no doubt lead to my mental health becoming much worse.

Yes, Mrs. K. is trying , sorry about the other day, I was rather angry regarding my wife's working arrangements and how she often walks out for the evening on my son and I. Not that I can say that to her. However, none of us are perfect.

I have scheduled a watch to start this evening which should raise an extra £4-5,000 towards the F&F. Fortunately, my desire is in part back to pay off the debts and start afresh.



I hadn't looked at it like that. I am beginning to wonder whether the doctors must think I am wasting their time as looking back at my appointment the other day, I was as defensive and sarcastic as he was patronising and arrogant. :mad::o:(



Yes, the answer is obvious. However, there are times I can hardly help myself. I like to own nice things, always have done. Some of the shopping addiction stuff rings true but I am not the kind of person to get a "buzz" out of buying anything? In fact there are times I hate shopping; can't stand those massive centres and I'd never go in a supermarket again if I had the choice.

Admitted if push came shove I do have a lot of things worth quite a bit of money. However, I wouldn't say that is particularly unusual.

It is quite unusual Alex...:o
I would start online supermarket shopping too as it saves time and stress.

Good idea about her going to docs with you as she may say things hat you don't that will help. Doc can only work on what you say.

AlexLK wrote: »

Thank you for such an encouraging post. My main problem is finding myself getting far too attached to things (which is a recent thing) and buying things I simply cannot justify as a need.

Just, I have been looking in the spare room which is full of 2 triple wardrobes, 2 seven draw chests and a double wardrobe, all full of things (some Mrs. K.'s). My house is so full of "things" I could start an antiques and vintage business.

I have also realised I regrettably push my wife into buying things because in the past I couldn't deal with my wife buying "cheap" things. OK, she's into her holidays but the house is jam packed full of things I have chosen without so much as consulting her. Admittedly, (and also her admission) I do have a much better taste in just about everything.;)

.

On the positive side I'm actually looking forward to her coming home today.

AlexLK wrote: »

Lannie: We most probably could. I often look at "tidy peoples" houses and wonder how on earth they do it before coming to the conclusion it is simply because my house is far too small and unless we agree to doing some sort of house swap with my parents we cannot really afford to move to a larger house.

Mrs. K. is always going on about having a clear out, even I chip in with tones of interest every now and then but we usually end up deciding it would just take so long. We own a lot of things that we don't need, I can think of rather expensive (and rare) NOS parts for cars neither of us even own anymore in the garage. Can't believe I'm admitting this (as it's embarrassing) but out there is, amongst other things, an original NOS MGC bonnet which has never been on a car and must be worth £1,000.

My mother set up her antiques / jewellery business when she was about 48 with exactly the same situation. She had a large hoard of antiques/collectibles and took on a stall in a London market....and got hooked. She only stopped it 2 years ago @ aged 70 as she felt she didn't have the stamina anymore.
I think she built it up to a T/O of something like 400k pa. at one point.


Alex, we are like goldfish, we expand to fill our space and vice versa.
Your house isn't too small, you are just trying to cram too much stuff into it.:p

Have an edit over the next few days....surely you can let go of a bonnet? I can't believe you want to hang onto it.

Maybe watch an episode of 'Hoarder Next Door' as some were shopaholics and couldn't stop...until they couldn't get into their houses anymore and moved out. There was always an emotional trauma /reason behind the compulsion..and for these people the compulsion just got out of hand and went to the extreme.

AlexLK

7roland8 wrote: »

Yes I have sold lots of stuff over the years - so much so thats what is left is not really worth selling!

Alex - I would be over the moon to have anything that was worth a few thousand to sell off our debts.

Just a pointer - why not do a little sorting and sell a few things at a time - great now in the run up to Christmas - you could wipe your debts - wouldn't that be great?

I didn't realise you were in debt .

As I said Mrs. K. will have me sorting I think now ... as for Christmas PLEASE STOP MENTIONING THAT WORD .... it is September, :rotfl:. Parents have ALREADY been nagging me to find some carols to play for their "Christmas get together"; my son seemed most interested in Lo! He comes with clouds descending but that's probably because it's a nice tune.

Kantankrus_Mare wrote: »

Just a query Alex? I'm assuming your wife reads this thread?

Yes, well not for a couple of days .... she likes to read my diary entries as she (usually) finds them amusing!

She also likes to read your replies as she thinks it might "knock some sense into me". :rotfl::rotfl::rotfl:

LannieDuck

Wow... get that car bonnet sold and put towards your debts. Why are you agonizing over your pen collection when you have things you're much less emotionally attached to that you could sell?

If you still have debt after that, you'll have to revisit the pens. But if you've got as much other valuable stuff as it sounds like you have, you may be able to avoid selling them all.

Alternatively... that £1000 car bonnet could pay for a couple of month's nursery for your son.

heartbreak_star

Oh, so I shouldn't mention half my Christmas shopping is done?

I like to plan early...

HBS x

AlexLK

heartbreak_star wrote: »

Crazy that watches can fetch that price second hand :eek:

And of course they would know where to start. They know what they're doing. It's someone like me you don't want coming in

ETA: Most people like luxury stuff. I've never seen the point. But stuff is just stuff. Keep thinking that.

HBS x

:rotfl:

No, I don't want them coming in, no way on this earth... and as nice as you seem to be I don't think I want you turning up on my front door step telling me to get rid of my stuff either , you may come for a cup of coffee though.

fc123 wrote: »

It is quite unusual Alex...:o
I would start online supermarket shopping too as it saves time and stress.

Good idea about her going to docs with you as she may say things hat you don't that will help. Doc can only work on what you say.

My mother set up her antiques / jewellery business when she was about 48 with exactly the same situation. She had a large hoard of antiques/collectibles and took on a stall in a London market....and got hooked. She only stopped it 2 years ago @ aged 70 as she felt she didn't have the stamina anymore.
I think she built it up to a T/O of something like 400k pa. at one point.

Alex, we are like goldfish, we expand to fill our space and vice versa.
Your house isn't too small, you are just trying to cram too much stuff into it.:p

Have an edit over the next few days....surely you can let go of a bonnet? I can't believe you want to hang onto it.

Maybe watch an episode of 'Hoarder Next Door' as some were shopaholics and couldn't stop...until they couldn't get into their houses anymore and moved out. There was always an emotional trauma /reason behind the compulsion..and for these people the compulsion just got out of hand and went to the extreme.

LOL Mrs. K. likes watching the hoarding programs, she says it is me in ten years time ... I told her not to be silly as I'd at least do it in style. Seriously though I do realise some things have got to go.

I have quite wanted to get into the antiques business for a while, up here it is all very popular, we get tourists come to Matlock (goodness knows why).

The bonnet is a bit of an odd one, I used to have a MGB (before I met Mrs. K.) and I wanted to put a MGC bonnet on the car but bought the bonnet and sold the car in a matter of days. I'm not attached to it though, it's got to go.