Mr and Mrs K's New Journey to a Debt Free Life.

AlexLK

patanne wrote: »

He is definitely young enough to eat enough cake to be sick. You are not!! I've just looked at the savings in your signature. NICE ONE!

Your school should be damn glad they had you as should your uni. They turned out a good person - no establishment could ask more than that. (The fact that not all of THEM were good is a side issue for another day).

:rotfl: regarding the cake. I didn't let him eat enough that he'd be sick.

Thanks, I'm trying to do as well as I can with the savings.

Also thank you for the last comment, I've been contemplating the idea of a self fulfilling prophesy and happen to think you're right.

AlexLK

Sunday 15th February, 2015.

Dear Diary,

After a great weekend spent with my family and an enlightening conversation with Mrs. K. yesterday evening, I realise we are actually beginning to do rather well with dealing with out finances at the moment. She, as promised, made the extra payment to her card and should be able to close the accounts in the not too distant future.

I realise the next step is for me to sort my own issues out that are not related to money in order to progress. Since my son was born I've said so many times publically that I only choose to live for him and that my life is irrelevant. I've been ready to make so many sacrifices for him to receive everything I received as a child and yet most of the time he's more interested in things that are completely free. I was convinced he needed the expensive "stuff" in order to be happy and yet, somehow, I think I was wrong.

Yours Faithfully,
Alex.

chevalier

children need healthy food, a roof over their head, and parents love. That's it. You don't need to shower liitlek with things to show you love him. Giving time to him is the best way of showing him your love.....
chev

AlexLK

Thanks, Chev.

Looking at this objectively I happen to think you're right. My son is doing very well for his age and apparently much better than I was at a similar age, I put this down to the time and effort I go to in order to provide him with a comprehensive education. By education I do not necessarily just mean the type of things taught in school and count days spent outdoors and practical skills all part of his "education".

oceanspirit

AlexLK wrote: »

I see failures throughout my entire life though nothing really went wrong before reaching adulthood, possibly because every decision was made for me. The first time I really wanted something I ended up failing despite excellent preparation. I let myself, my parents and my school down and whilst there would have been an opportunity to try again I didn't because the process resulted in what I now know were panic attacks. Proving myself so weak at an early age was hardly a good start.

I've been clearing out a lot of old paperwork recently and came across some old training notes and thought of you when I read this "It is impossible to achieve success without failing! Failure is an indispensable pre-requisite to success. If we want to achieve our full potential as human beings, we have to be willing to risk failure over and over and over. Do children decide to stop learning to walk or run just because they keep falling down? Only by being willing to fail and fall short of the mark can we fully expect to achieve the highest possible level of success."

The training notes finish with "The only difference between the losers and winners is that the winners keep picking themselves up after each setback and moving forward again with even greater determination. Ultimate success is absolutely inevitable if you keep on keeping on."

You are a success because you keep picking yourself up and having another go - you've paid off your debts! And now Mrs K is following your example.


You have really turned your life around and I'm excited about following the next leg of your journey.

oceanspirit

AlexLK wrote: »

Thanks, Chev.

Looking at this objectively I happen to think you're right. My son is doing very well for his age and apparently much better than I was at a similar age, I put this down to the time and effort I go to in order to provide him with a comprehensive education. By education I do not necessarily just mean the type of things taught in school and count days spent outdoors and practical skills all part of his "education".

Someone once said to me that children need your presence, not your presents. So true.

AlexLK

oceanspirit wrote: »

I've been clearing out a lot of old paperwork recently and came across some old training notes and thought of you when I read this "It is impossible to achieve success without failing! Failure is an indispensable pre-requisite to success. If we want to achieve our full potential as human beings, we have to be willing to risk failure over and over and over. Do children decide to stop learning to walk or run just because they keep falling down? Only by being willing to fail and fall short of the mark can we fully expect to achieve the highest possible level of success."

The training notes finish with "The only difference between the losers and winners is that the winners keep picking themselves up after each setback and moving forward again with even greater determination. Ultimate success is absolutely inevitable if you keep on keeping on."

You are a success because you keep picking yourself up and having another go - you've paid off your debts! And now Mrs K is following your example.

You have really turned your life around and I'm excited about following the next leg of your journey.

Thank you, oceanspirit. The post of mine you quoted was regarding my Cambridge interview which was obviously many years ago. I suppose I didn't entirely give up as I did attend a university regarded as one of the best and received a First. However, I still regard what happened there as the start of everything negative.

Your comments regarding failure ring very true and regarding other people's lives I happen to agree the only losers are those that choose to give up.

This perhaps sounds selfish but I currently want to change my outlook on life for me. I care greatly about my family but purely living for them is rather hard work. One of the main reasons I didn't give up with clearing the debts was because nobody seemed to believe I could do it (likely with good reason). The same people don't believe I can manage to live within my means and save my money either ... we shall wait and see if I manage that!

oceanspirit wrote: »

Someone once said to me that children need your presence, not your presents. So true.

I hope you're right about this.

AlexLK

Today I've been spending some time trying to sort out breakdown cover for the cars only to find they have started calculating premiums for vehicles rather than the standard being a personal cover. Whilst they do still do personal cover it's gone up significantly.

Seems plenty only want to cover cars up to 20 years old too and only provide "local" recovery, whatever happened to bringing it home to fix yourself?

debtfreewannabe321

Hi Alex, long time no "see" my laptop has been broken and fixed a dozen times since last September so whilst it's working I thought I would drop by and see how everyone is doing! I see a huge (and very late) congratulations is due to you! Well done on getting DF and good luck with the savings goal! TTFN x

tootallulah

Hi Alex, I am VERY pleased that you are going to try and sort out how you are feeling "for yourself". Far from being selfish this will be a huge benefit to you and your family. I look forward to the next part of your journey, many congratulations on the savings.