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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Well Alex, you're getting back on track financially DESPITE her, so you can be proud of you. Let her make her own credit card mess, and leave her to struggle with it. Youre doing good :)
    Its just a bad day, Not a bad life .. :cool:
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yep you're doing good..up and at 'em Alex...
    Can you think of another 5 items to list on the Bay of E next week please?
    (I will be back with more suggestions next week...;) over and out)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    So.. Alex..I have decided to lead by example ;) and have sorted 5 items to sell on EBay. As 2 are expensive cosmetics from my previous life, brand new, boxed etc :o I have a goal of £50 after fees and expenses..

    Bet you can beat me :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mara_uk7 wrote: »
    Well Alex, you're getting back on track financially DESPITE her, so you can be proud of you. Let her make her own credit card mess, and leave her to struggle with it. Youre doing good :)

    Thank you, Mara. :) I'm afraid I cannot just stand by and watch us get into more debt. However, I am unsure what to do for the best. Damned if I do and damned if I don't at the moment.
    brizzledfw wrote: »
    Yep you're doing good..up and at 'em Alex...
    Can you think of another 5 items to list on the Bay of E next week please?
    (I will be back with more suggestions next week...;) over and out)
    brizzledfw wrote: »
    So.. Alex..I have decided to lead by example ;) and have sorted 5 items to sell on EBay. As 2 are expensive cosmetics from my previous life, brand new, boxed etc :o I have a goal of £50 after fees and expenses..

    Bet you can beat me :)

    I can think of another 5 items easily, at the moment I have a list to get through with over 40 items for ads to be made. Not all of it is worth a lot of money (I will list anything I expect to make at least £25 after fees) but that is just the first lot.

    I look forward to your suggestions. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tomorrow's PA checking in:
    • List another pen
    • List the largest (size wise) item which is readily accessible
    • Start to empty/clear a path to the largest item to get it ready for sale next weekend
    • Drink tea
    • Drink more tea
    • Cook dinner from scratch
    • Drink even more tea
    • Don't go to a cafe
    • Or restaurant
    :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sunday 30th March, 2014.

    Dear Diary,

    I hope all the mothers on here have had a nice day. I have to admit the day was done somewhat "on the cheap" in our household with me refinishing my mother's old coffee table as a gift and planting a magnolia tree in the garden from son to Mrs. K. Can't say she was thrilled with that as her only gift but I had no more money to buy her something more suitable.

    My lack of funds has been somewhat weighing on my mind these past few days, first in a miserable, woe-is-me way then in a more productive "how can I change this" type of way. Now, I hope my actions will begin to pay dividends.

    On the debt busting front, I wish to keep quiet for a few days other than to say that there may be some progress by the end of the week.

    Summary:
    Saturday:
    -£15.00 Groceries.
    -£50.00 Diesel.
    -£? Mrs. K.
    Sunday:
    NSD for both of us. :)

    Yours Faithfully,
    Alex.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    Tomorrow's PA checking in:
    • List another pen
    • List the largest (size wise) item which is readily accessible
    • Start to empty/clear a path to the largest item to get it ready for sale next weekend
    • Drink tea
    • Drink more tea
    • Cook dinner from scratch
    • Drink even more tea
    • Don't go to a cafe
    • Or restaurant
    :D

    You're a shining star, gallygirl. ;)

    I can manage most of that, especially the tea. ;) Not going to manage the "no cafe" tomorrow as I do have a business meeting in the morning and another in the afternoon, so I will not be back home for lunch. Certainly no restaurant though and I already have dinner in mind.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Not going to manage the "no cafe" tomorrow as I do have a business meeting in the morning and another in the afternoon, so I will not be back home for lunch.
    :naughty::naughty::naughty::naughty::naughty:
    Excuses again Alex?
    :naughty::naughty::naughty::naughty::naughty:

    Picnic
    Packed lunch
    Pack up
    Snap
    Lunchbox
    Mess
    Bento
    Leftovers
    Collation
    Sandwich

    Will even let you drive a few miles to get a nice view to savour while you eat ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AlexLK wrote: »
    I have to admit the day was done somewhat "on the cheap" in our household


    Admit? ADMIT? I can't decide if you know your audience and are doing that for effect or not.

    Me, I gave my mum a phone call - she hadn't noticed it was mothers' day.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edited 30 March 2014 at 11:18PM
    gallygirl: I'll have a think on it.

    theoretica: In response to your question, I do think about my audience. Is there something wrong with that? I did say I wanted to make my diary entries at least somewhat entertaining from the start. In all honesty, I didn't imagine today's entry was particularly interesting and I did not consciously write "for effect".
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
This discussion has been closed.
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