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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    I agree that NCT is very middle class!

    The couple of sales I've been to have been great and very, very busy. You can often get a bit more for your items than on ebay because the purchaser doesn't have to pay postage. (Although you do normally pay the NCT a small amount to 'hire' a table, or a small % of each item sold - depending on how the sale is set up.)
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Igamogam: Thank you and not far off but I'm a little further north than Amber Valley. Mrs. K. was not at all into meeting mum's to be / doing yoga or anything else. Nor has she any desire to now. We were thinking of just donating the clothes to a local charity - we have no use for them now.

    Roland: :o Reading that back, it does sound pompous. However, I was not feeling particularly articulate yesterday evening. In person I was polite.

    Lannie: Thank you for the information. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    AlexLK wrote: »

    Roland: :o Reading that back, it does sound pompous. However, I was not feeling particularly articulate yesterday evening. In person I was polite.

    I'll bet you are a real smooth charmer in the flesh!!
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Donating to charity is a great idea, There are loads of people out there who buy kids clothes second hand and will appreciate them. After all, kids grow so fast, whats the point in spending a fortune on something they will only be in for a matter of weeks.
    Shame your new friends son is older, He might have appreciated some of them. The issue there is how to offer them without appearing patronising .... maybe best just to mention youre just on the way to the charity shop with a load of stuff if she wants a free pick out of it first ?
    Its just a bad day, Not a bad life .. :cool:
  • Good morning everyone!

    What a morning! I can't stop giggling hahaha!

    Alex, sometimes I wonder whether you assess first people's appearances before you smile back at them? No, I guess no, you said you are 'polite' :-) a proper English gentleman as far as know is very flexible when it comes to its interactions with others hahaha!!

    You said a lot of positive things about your wife! Great! But also you mention a few times about her not being 'interested' when it comes to the wider interactions of little K. You portray her as a career woman... You imagine you being a career driven man? Where could little K fit in your lives if you both were not 'interested'? I think you are doing great at finding a balance? In your life. Combining spending quality time with little K, self employed, :-) :-)
    Money is not everything! Money brings only momentanous pleasures! Money is making mad the masses! Money it appears then that it has power! Only cos we allow it to dominate our minds, lifes, souls etc, etc... Hahaha it must be fun though! Haha

    Have a lovely morning!
    No debts 🙌
  • wegle
    wegle Posts: 546 Forumite
    Hi Alex

    Great to pop in here and see you doing so well and broadening your horizons.

    I think it's brilliant that some of your interactions are causing you to question your beliefs/position on things. Not that your beliefs are right or wrong, but I truly believe that in order to stand up for something your opinion needs to be based on all the available evidence. If we do not question why we hold a certain position then surely we are just acting as blind sheep, always doing what we are told with no intelligent thought of our own. However please remember that life does not require you to label yourself as one thing or another, be that socialist or conservative, left wing or right wing etc. If you must label yourself, how about all round nice guy who is happy to take people as he finds them. I don't hold any firm political or religious views but have managed to make it through so far just living by the mantra "Treat other people how I would like to be treated.". It's served me well so far.

    Re the baby clothes, just wanted to chime in that even if they do go for a little amount remember that little amounts can make a huge difference. When we were saving for our wedding I sold loads of tat on ebay, most of it only went for 99p - £5 but over a year this came to over £1000. Every little helps and all that.

    Hope you have a great weekend. Have you got any plans for family fun?
  • "I'm just trying to do all I can to be a good father to my son, as I will be unable to provide the type of opportunities my parents provided me with. :) Yet, I do enjoy it most of the time."

    (Havn't worked out proper quotes.)

    It's lovely to see progress, and that you are finally beginning to appreciate what many have pointed out to you. Yes, our circumstances are all relative to ourselves, but you *are* (and always have been) in a privileged position finnancially. That's great, but some of your assumptions about other people have implied that everybody has access to that, which is simply not the case.

    I wanted to pick you up on your point. Of course you want to provide your son with everythiong you can. But I firmly believe we make our own opportunities. I work with young people and many of those who are most difficult to motivate come from relatively well off backgrounds. They don't see the need, because the bank of mum and dad always provides. If that bank doesn't exist it can provide more of a boost. You know you have to work - as no-one will give it to you. I also think it means more, if you've worked hard for your money you think more carefully about how to spend it.

    My point is, it is not a failure if little k doesn't get everything on a plate. If he is warm, fed and loved he is very rich indeed, and can make his own way as the rest of us do :)
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    My point is, it is not a failure if little k doesn't get everything on a plate. If he is warm, fed and loved he is very rich indeed

    That's lovely :)

    Glad you are discovering that appearances can be deceptive Alex!

    I feel a bit sad about you not being allowed to go on the sleepover with the "undesirable". My own "bad influence" friend was a real lifeline to me. Yeah we drank and dabbled in drugs together but she was also fiercly protective and loyal and is actually still one of my dearest friends (although now we're more about afternoon tea and nice documentaries than smoking round the back of school :rotfl:)

    I know they meant it for the best but from what you write it does sound like your parents stifled you rather.

    In relation to baby clothes my local facebook selling page is ace - loads of people on it and no postage to worry about since people will collect from you (or some deliver if you give them a bit towards fuel). Happy selling!
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • pelirocco
    pelirocco Posts: 8,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AlexLK wrote: »
    Here goes, I think you may all enjoy this one ....:

    Thursday 3rd October, 2013.
    Day 32.

    Dear Diary,

    On this day, for the first time in my entire life, I began to wonder if I was turning into something of a "socialist".

    I had the opportunity to talk to a woman picking her son up from nursery at the same time as I, we began to talk to despite her less than educated appearance, for me to find she was in fact articulate and more educated than I. She's on benefits as she cares for her very ill husband, I hesitate to say terminal as I am not sure this is the case, anyhow he's ill and they've got a three year old that my son seems to be getting on well with. I realised that I am (still) rather privileged, after embarrassingly telling her to visit the "bank of mum and dad" only to be told they were surviving on a state pension in rented accommodation. Which leads me onto my jolt of guilt, making me wonder if my own political views are particularly fair and of what I would have done in her position, the honest truth being I wouldn't have done anything different and would have been living on benefits too. I also realise had I not been on this site, my "previous self" would not have even said "Hello", this evening and I am rather ashamed of that, I must admit.

    Well, that was very difficult for me to write, so onto the debt-busting activities it is; I have had a look through a couple of piles in the spare room and fished out a few hundred pounds worth to go on eBay, not a lot admitted but still, I've done it and not my wife. We have also agreed to let our son's baby clothes go. However, we not sure whether to eBay them or take them to a charity shop instead? My wife even told me that she felt happier about "us" now than she has for a long time, even if she did warn I was on my last chance, it was still rather nice.

    Summary:
    +£25.00 Music teaching.
    -£3.80 Coffee

    Yours Faithfully,
    Alex.


    If you are for real , and not a troll , then you are an ar5e
    Vuja De - the feeling you'll be here later
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Pelirocco .. If you cant say anything helpful or supportive, Dont bother saying anything !
    Alex already said he was ashamed of feeling like that. Give the guy a break.
    Its just a bad day, Not a bad life .. :cool:
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