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This Time I'm Really Going To Do It

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm with greent :o I regard myself as a creative person, including the use of colour, but I like the logic of a straightforward list, no matter how many sub-lists it has :D
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think mindmaps are something you either love or hate. Can't believe any tutor would insist on them. Once worked at a college where a mind-map was a required piece of homework. Made self very unpopular saying how daft that was. Some folk just don't get them!
    Now I've reviewed mine a few times I get that if I continue to work at what I am doing until I am 60 I will have an ok income. If I continue to state pension age - 67 - I will have a reasonable income.
    Another step will be to review our outgoings and see how much we truly need to live. Clearly should have done that at start of MFW journey but only ever did so half heartedly.
    And to continue research on buy to let.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think its a good thing to look at alternative means of presentation, fair dos ... but you have to go with what's right for you, no question.

    And as for the MFW journey - we do what we can, when we can. You're still better off than you would have been, its all good :) and it might get better :):):)
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I was contracted out for the 28 years I was at my previous employer, so I doubt if I'll get the full rate of the new pension.


    But by then (2026), the goalposts will probably have moved by then anyway, so I've based my calculations on the current basic pension, with the hope that'll it'll be slightly more, when the time comes


    I haven't done a mindmap for years. They were very popular a few years back in our training sessions, but then they fell out of favour for some reason
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • JHH1982
    JHH1982 Posts: 58 Forumite
    Hi Watty,

    De lurking as i've recently finished your diary! I have no clue about some of the 'tecchie' sounding horsey things you, LJ, floppy and KC talk about - but it sounds good and has been very interesting reading ;)

    To add my two penneth worth to the mind map convo, i'm firmly in the 'love' mind map camp :o

    JHH
    2014 - £264k - 25 Years - MF March 2039 :eek:
    MF Goal: Dec 2021 :A

    Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am not a fan of mindmaps.

    Watty I am sure you will devise a cunning plan.
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Alchemilla wrote: »
    I am not a fan of mindmaps.
    .


    Yeay! I was beginning to think I was the only one! :o
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Just catching up Watty - you sound very busy as always!


    I must confess to having no idea what a mind map is....?!
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • Watty1
    Watty1 Posts: 6,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    JHH1982 wrote: »
    Hi Watty,

    De lurking as i've recently finished your diary! I have no clue about some of the 'tecchie' sounding horsey things you, LJ, floppy and KC talk about - but it sounds good and has been very interesting reading ;)
    JHH

    Oh my goodness that must have been some read! Thank you :)


    EchoDelta wrote: »
    Just catching up Watty - you sound very busy as always!
    EchoDelta wrote: »

    I must confess to having no idea what a mind map is....?!
    Lovely to hear from you - wondered where you were and if you were ok :) A mind map is a piece of paper with lots of information in circles all in pretty colours and squiggly lines :rotfl: You can see I have a handle on them :)




    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Alchemilla wrote: »
    Watty I am sure you will devise a cunning plan.


    A cunning plan is partially formed actually. More as I work through how real it could become.


    And an overpayment made :j
    The initial mechanic for lorry sucked his teeth most gloomily and muttered darkly about repairs could cost up to £1000. I was on the verge of cutting my losses and selling it when Mr Watty took it to a funny little place at the back of an airfield that specialises in lorries and explained it wasn't a 'real' lorry in that I wasn't doing thousands and thousands of miles - but - it was a horsebox that would take me and pony to a show once or twice a month and for a lesson every now and again. And result. Bill £120.44 :j :j
    Hence enough in the kitty to make an overpayment. Very clever Mr Watty, very lovely garage, very happy Watty :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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