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This Time I'm Really Going To Do It
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Good god. 4 of the 9 - and badmemory's extremely apposite *awful* memory. That programme sounds really valuable, watty - a statistic like that means it's structural, I don't care how small the sample group is. I hope you're really, really proud of being able to see the process through to the end and come out with the settlement you wanted. You still need the healing, of course, but you fought for your rights, and you won.2023: the year I get to buy a car6
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Thanks for the support all. Sometimes I wonder if it was a bad dream or if I made it up which is why the domestic abuse programme was really helpful. I still struggle with that concept but it is over with now. I am making a new life.
Proud of myself as I'm continuing on my planned taper programme from the sleeping stuff and I've given up abusing painkillers and I've cut down my drinking substantially.
I do need to get my spending down but I'm managing, I'm not going overdrawn and I can pay off my credit card. I've even begun to create a budget for my new life. So far I've been honest with myself about how much the horses cost and how much the bills are in this house.
Step one was to regain myself from being lost in a fuzz of pills and wine to cope with life. The course helped me see that those had just become coping strategies as a results of what had happened to me and now I am rebuilding a life.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
You are simply wonderful @Watty14
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Seconded
Daisy xx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Thirded 2023: the year I get to buy a car2
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Fourthed! 😊Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
So pleased to read this look forward to hearing about your new wonderful lifeSave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
I am in awe Watty1; you are rather marvellous, you really are!Save £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Aww thank you all. I am so lucky and blessed to have you as cheerleaders. I can't remember what I came on here to say now as I was so moved by all that supportMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Got in a bit of a mess at work so need to catch up this weekend. Have also come to the uncomfortable realisation that I should also cut my drinking down with friends. I had too much fizz with girlfriends last night and don't feel great today.
My initial plan was only to drink socially but I'm now of the opinion that I need to drive everywhere so I do not drink more than one glass.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4
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