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This Time I'm Really Going To Do It

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  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    I totally get what you mean about ‘your’ hedge.  There is a tree in our village that I just adore.  I would buy the house it is in the front garden of if I could.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,754 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Glad it is not too stressful and I am in admiration of you focusing on what you can control. Plus getting surveys done all in line ready to go... and as you say you can work and business is always easy when you can focus.

    I know you will find a way to make it all work and how lovely to be back in your hopefully forever home again.

    Your compassion is admirable as well.  Just don't let your compassion get in the way of looking after yourself first. He has only thought about himself even in his more mentally stable moments and I cant even start with your OP's he has just taken. Uggh - so little class and kindness. I have left partners without taking what I deserved in terms of what I put into the house etc and now I look back and think I was crazy to be that compassionate and kind. 

    Liking the sound of the boyfriend ;)

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I use Leaf Snap as an app to identify plants and trees :) 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks @LadyWithAPlan for a timely warning. I think too well of him.  I know I do.  I regret how things turned out. I know I would forgive and forget.   I need to be firm with myself on that front I suspect.   And thanks @greent for the recommendation.  

    The bat survey (should have done more research before that) found the potential for a place a solitary bat might live and therefore an enhanced survey is required which needs two visits one of which must be done before the end of August and the second if possible though can be done in September.    If I had done the research I would have know to remove the interior panels but I had not and did not so this will now cost me £790 + VAT.  Hey ho.  For one blooming bat that might or might not live there.   I did ask if we could just strip the panel of there and then and see if there was one but, apparently, should one be having a nap i would have committed a legal offence.  I am not exactly happy about this but heyho.

    Have booked the enhanced survey in as i am going to need one and one can't be done before next June at the earliest if I do not get it done now and by next June I would love to have permissions in place!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Fantastic result!  I often find with such things I feel I need to buy something but without a plan end up with all sorts of random stuff.  Particularly impressed by the step ladder - bargain indeed.
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @Ramouth that is what i find, a pile of random stuff I don't really want.  Having the plan made it such a lovely day.  Till the evening where I found a massive leak under kitchen sink.  I have absolutely no idea what to do but did isolate where a problem was and rang the boyfriend who fixed it.  Only then I discovered the water filter was leaking.  Today I have had to ask the ex as I've rung at least three companies to try and figure out what to do about it and got no where!   The ex informs me it needs a new pipe from some local store, spent about 20 mins on phone and identified somewhere.  I felt a bit of a failure at this point and of course the ex was in full charm offensive.  Then the post arrived and he gave me a magnetic closure as he had bought a set of them for some reason and had a spare.  I can only assume he is fitting a kitchen in his own house.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Switching bank account for £160 .  Am moving bills account to another bank.  On line switch filled in.  For some reason I found this really sad as Ex and I opened our first bank account with FD and now I have moved away from them after many many years.  It feels like the end of an era and a very sad one.

    Also reviewed the bills direct debits.  The cost of living crisis is real, the electricity has gone from £44.27 a month to £172.  I'll check my online electricity later but I know last time I did that I was only paying back the deficit from the winter.  I know I was on a super cheap tariff at £44.27 but the huge leap has made me walk around the house to see what consumes electricity and how much i can save.   First thing to switch off was an office printer that is rarely used and I will fit a timer to the franking machine so that can only be used a few hours a day.   Am considering buying a couple of LED lamps for the living space rather than using the main lights.   All suggestions welcome obviously.   I had not really connected with the impact of this until today.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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