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This Time I'm Really Going To Do It
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Happy New Year, Watty - you *do* sound renewed, it's true, long may it continue.2023: the year I get to buy a car3
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Hoping that the best of everything comes your way in 2020. XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
All the best for new futures in 2022 Watty xSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Thank you all so much. Have flu I think. Really feel ill. Or maybe it is a cold and my migraines have returned. Is that even possible after not having one for 20 + years?
Thank goodness for VNM who has helped with the horses. I don't know how I would have coped without him but when I said as much he did say it was possible that he had given me the bug so clearly without him I might not even be sick. Mixed blessings (grin) Been looking on line at houses when I feel well enough to move head without being sick and am considering all sorts of options now, including in a mad moment moving to Wales (my grandmother came from there)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Headache slightly better. Not moving to Wales. Have too much of a support network here in the South East. Think Wales was a pipedream whilst unable to move head. Instead messaged friends and got recommendations for osteopath and a couple of others who might be able to help with head pains.
Today I can at least walk across a room without groaning in pain.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Nightmare Watty - keep warm, sounds like a duvet day to meSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
@Watty1 so glad you're feeling even slightly better; it may be stress related. Think you're doing the right thing re Wales, lovely as it is. Duvet day sounds ideal love Humdinger x5
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I’m in the South East too, we’re a bit less rainy than Wales!Carolbee5
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Thanks all. Wales indeed a fantasy moment. Feeling well enough to do a little work today.
Have been reading Ultrafrugal January. Very thought provoking. Not just how much can I save because I think we have all been there whilst overpaying so although we may not have been ultra frugal I think most of us have already embraced many of the principals.
A few points that have struck a chord with me is overstocking. I have way too much food in storage particularly as i have been living in two places. That will end (started that with the massive cook up which i have been glad off as have managed to feed self and VNM whilst having been ill. Well truthfully VNM helped himself to food after looking after horses and I was happy I could at least repay the kindness in some way).
However the point that has really struck a chord is reading that most of us have the money to live the life we want to lead already. That has really got me thinking. Truth be told i don't want takeaways, I just get them when exhausted. I dont really want to drink much either. I just do to in mistake attempts to relieve stress. Instead of an expensive Spa Treatment on Spa days with the girls I could go for lunch and a gossip. And so my list goes on. I'm leaking money I don't need to.
I'm beginning work on my dream budget. This is what I would like my life to look like post settlement (or post walk away whichever I do). My dream budget includes my horses obviously and exercise classes because I would love those and I'll include costs for yet to be settled housing and so on. The general idea is to see how much the life I want to live alone will really cost me. Once I know how much my ideal life will cost me I can decide what of it I can afford moving forwards and where to cut my cloth. I'm thinking if I spent less wastefully I could live on less but maybe have more fun.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Dear Watty
I am so very sorry about Mr W's feet of clay. I've done battle to get back on the forum so I could send love and a scratch to Most Handsome.
Lots and lots of love,
Alchemilla (variously smallholdingsister). Xxx6
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