This Time I'm Really Going To Do It

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  • Goldiegirl
    Goldiegirl Posts: 8,805 Forumite
    First Anniversary First Post Rampant Recycler Hung up my suit!
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    If it was a faster payment, it might be over their floor limit - just a possibility.


    But fantastic that you are there, bar the technicalities:j:beer:


    Congratulations!


    PS, regarding pasta, I must be fully de-cluttered as I only have one bag of pasta in the house. It's a 3kg bag, but it is just the one!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    Well done watty you have really smashed it 130k to 0 in 2 years WOW now that is amazing you must be very proud indeed
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • diamondsonly
    diamondsonly Posts: 241 Forumite
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    Hi Watty, I've loved your diary and ambition. With regard to payment failure. the bank is trying to accumulate more interest from you before you clear the mortgage ;). I hope it happens for you tomorrow, and when it does I'll have a drink for you :T
    1.7.15: £157,469.64, 10.02.16: £93,434.74
    FIT-4 #34, MFW 2016 #89 (£7350/24000)
    Target MFW Dec 2018
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,833 Forumite
    Mortgage-free Glee!
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    Hi Watty, brilliant post to read :j:j:j:j

    I'll raise a glass to you later on.

    Very best wishes Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    First Anniversary Debt-free and Proud!
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    Congratulations :j

    What ashame the bank are so slow though...frustrating I imagine.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    Watty i hope you keep posting on here now your MF i dont want you leaving us hehe
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Name Dropper First Post First Anniversary
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    Watty1 wrote: »
    :rotfl: But ...wail ... I don't have kids !!!
    Sorry!!! I don't either, but I thought you did :o
    Watty1 wrote: »
    Final payment calculated as of todays date: £22,626.03

    All funds transferred to one account to make payment. And...
    payment was declined by bank... have no idea why. As mortgage is with the bank that the money is sitting in I've left them to sort it out.

    It might take up to 3 days to sort apparently.
    Bit of an anti-climax especially as I've dithered over making this final step as although it means we are mortgage free - we are in debt still :)
    :j:j:j but the bank is being v annoying!
    Luckyinlife wrote: »
    Watty i hope you keep posting on here now your MF i dont want you leaving us hehe
    If you're in debt, you have to keep posting, it's the law :D
    2023: the year I get to buy a car
  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
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    Congratulations on being pretty-much mortgage free! :D:D;)


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    First Anniversary First Post Combo Breaker
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    Congratulations Watty :T:T:T

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    'Slightly' ;) in awe of your achievement.

    Congratulations. :D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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