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This Time I'm Really Going To Do It

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  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Day 2 of Lent Challenge. Decided to do car. Major clear out, removing enough dog hair to consider spinning it to make clothing, 3 empty water bottles, bits of plastic cutlery, redundant glasses cases x 3, a bag I never take into supermarket and that dog was clearly working on shredding, a bamboo cane and a broken bit of electric fence. Also threw CD that came with car some years ago and removed a work file that had been in there since October. Now under terms of lent challenge I had to deal with file. Sent contract to someone, and then began negotiating a deal for a conference this year. As I do this for an American pal free of charge the motivation had not been there to really get going - but - lent challenge requires I clear out and act on area picked in that day.
    Considered taking car to be washed but ran out of day. Can't remember last time it was washed. Used a bucket of water and rag on back window, headlights and number plate!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Al and KC for the support.


    Will keep going.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It sounds like you are finding motivation from somewhere.xxx
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    These diary a are amazing the amount people have managed to reduce theirs!!! Well done! I think I'll steal your footer cause it's great to see starting point!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sque wrote: »
    These diary a are amazing the amount people have managed to reduce theirs!!! Well done! I think I'll steal your footer cause it's great to see starting point!!



    Thank you :) Steal away. There have been times in the journey when I thought it would all grind to a halt but I've just kept on going. Checked bank account this morning and I will end the month with £600 left over - so - that overpaid today.


    Into the £47 thousands this month ...so should be into the 46 thousands next month. I sort of forget what a huge achievement this is!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, that *is* huge - and you sig says it, look at that difference in only 18 months! Massive achievement :)
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 February 2015 at 1:42PM
    Via Facebook, a lovely picture of Mr Eds leading his local hunt.
    Am almost sorry he is not still here and then remember how awful his behaviour was when he was and am happy he is living somewhere he loves.
    Mr Watty cooed fondly over picture.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Massive achievement :] so far very motivational :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Wow, you are doing amazingly well with the overpayments - you deserve a big pat on the back for all that - as you say it is a huge achievement


    Loving the amount of stuff de-cluttered from the car :rotfl:
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Goldiegirl wrote: »

    Loving the amount of stuff de-cluttered from the car :rotfl:
    It was a rather random selection of rubbish :rotfl:
    Am loving my lent challenge. Since the car I have done my in trays and a couple of other parts of office. Discovered I am of an age where I have kept pens that don't work - but - have redeemed self by throwing them away and even bought some coathangers so that I could clear the bed in the spare room. That was yesterdays lent challenge. When I finally cleared the bed found a pile of coathangers :rotfl:


    Still the point of this is to actually clear and declutter and I've kept up with it and definitely at 7/40 bags cleared.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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