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September's Step-Up!!!
Comments
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Morning chickadees... whoopsie did I sleep in or what!
Slow moving day today.. am currently still eating breakfast and kinda still in my pj's.. My church is out at a local park today for a Town Show and I shall amble down to see them and come back the same way which will be my 1 hour exercise for the week. It has been impossible to do this during the week!
I wonder how Fyggy is getting on...
I am planning an SFD.. with a bottle of water in the freezer to take to the park, leftover ryvita and humus... that should tie me over until I get home but I think I really need to stock up on fresh produce tomorrow at Lidls ..hate not being able to get there all...
Right enough waffle... yes Siouxsie put your friends website up please and we will have a gander at her goodies..
Onwards to an SFD today ...whoop!!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
I am just checking in as its been a manic week. Have actually been too busy to spend money which is good! Now I am juggling 3 part time jobs and 2 voluntary jobs it all feels a bit chaotic - might have to give one of the voluntary jobs up, although I do enjoy it.
I really need to keep a close eye on the budget because I have informed HMRC that my income has gone up but I dont know what my tax credits are going to come out at. Hoping they get it sorted quickly.0 -
failing miserably at the sfds atm!!! had to purchase 2 car seats for my eldest kids today, thankfully they were reduced from £49.99 each to £25 each in asda! also have the mil coming for the weekend so got some extra bits of food in to last us the weekend. am pretty sure I can have 2 sfds now on sunday and Monday and maybe even Tuesday!
mmhhh bread!!! better go to shop!!!!September shopping budget £325/£146.44 (uh ohhh ) :rotfl:this didn't include 2 new car seats at £50!
Petrol budget £150/£120:eek:
18 SFD's (1 down)
School money - £93.73so much for "free" education!
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Late updates from me - I can't get onto this site at work and I have been working my my second job thurs, fri and tonight so by the time I can get I have enough energy to crawl into bed. Tomorrow I will read through this thread properly and post a proper update.
Day 5 Thursday - No NDS/2
Day 6 Friday - NSD/3
Day 7 Saturday - got some shopping in for my pary tomorrow but I have a clear plan to recoup it (its a candle party). Went to morrisons at 8 as I start work at 9.30 so I can lie in tomorrow. Can't wait. Have a 5 hour shift before that though
When I am debt free I am going to be a wealthy woman.Growing old is mandatory:
Growing up is Optional:
SPC no:280 -
Checking in again, NSD, AFD and a little bit of exercise but not enough so I won't count it.
I'm so rock n roll I'm already in my PJs on a Saturday night! I've got bad toothache which I think may finally be the tooth I broke about 6 months ago coming back to haunt me. I can't afford the £300 I think its going to cost me so not entirely sure what I'm going to do. Will have a mooch on this website to see if there's any free dental treatment going anywhere.
Have a good evening everyone!0 -
checking in
SFD - 5/18
AFD - 7/30
exercise - nope! sorry- i'll walk to the market tomorrow - can't guarantee walking back with the shopping! :eek:
So no shopping today so it will be a spending day tomorrow - market. Plan to get enough to last til Thursday.
Only other spends needed til the 13th are tobacco for the OH, pick up dry cleaning and top up oystercards with enough each for a return trip on the tube - plan to do that on Wednesday. Fingers crossed i can actually pull this off!!!
Yay! Exciting stuff! :jDebts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j0 -
SFD 4 and a Saturday too. Had to make do with cupboard and its getting more difficult. Will have to do a shop tomorrow. Will have to get some items for the food bank.
No exercise today sadly.
Through out some things today when having a declutter not part of the challenge but made me feel good.All my views are just that and do not constitute legal advice in any way, shape or form.£2.00 savers club - £20.00 saved and banked (got a £2.00 pig and not counted the rest)Joined Store Cupboard Challenge]0 -
Hi, am I too late to join the September challenge? I've just discovered this thread and am a complete newbie to posting but have been reading and lurking for a while. Thank youLBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Hi everyone.
Had a very lazy day today.
No exercise and no exercise. Another small spend day again today. £4.40 on food and £1.50 on a Lotto ticket and a book from the charity shop.
Totals are as follows:
Food - £15.15/£100
Misc - £8.25/£120
Petrol - £0/£70
Tomorrow will be another spend day as need to top up with fresh food, but hoping to clock up a few SFDs next week.
Check in again tomorrow.0 -
Had relatives visiting today and fed the masses (7.5 people) this evening with a big ragu (sat kitchen recipe, slow cooker) and rice. Still going to get another meal for us out of it. But that was an unplanned spend of £40 in the butcher, greengrocers and supermarket. However, should have quite a few bits left for the week and only spend my budgeted tenner at the food festival. Had a great day. Maybe head to a shop tomorrow and buy paint for the kitchen cabinets which can then keep me busy and out of the shops next week. Will update signature on Monday. Night nightDEBT 02/25: total £6100 Debt free date 12/250
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