Too much month left at the end of our money...

debtfreeoneday

Hi Habibiboo. That is a really good idea for the sealed pot, I will join you in that - knowing me I'll have at least £100 in there by the end of the year! Good luck on the weight loss and reducing the mortgage - will find your diary and subscribe!

debtfreeoneday

Hi Parsniphead, good to have you along for the ride! Good luck to you too! x

beanielou

That certainly would be a huge saving on childcare :eek:

mummytogirls

Happy new year dfod! Good luck with the weightloss x

debtfreeoneday

Thanks for popping in, been a quiet day here.. weather has been appalling.

Have to buy a birthday present this month from Amazon, but noticed £7 had become payable through TCB, so requested a voucher from there and that's the birthday presents sorted for January. Hoping to have a voucher sorted by the birthday in February.

Tax credits have been paid early, so moved them out the way till I get our nursery bill this month. Nervously waiting to see what the damage is with the free hours / increase in hours scenario.

Didn't manage to get anything on eBay as the kids were busy and requiring attention all day, hopefully tomorrow.

debtfreeoneday

Picked up a reduced gift in Tesco's today for £3.25 for the February birthday so I'm all sorted now for the next two months.

House insurance and MOT on Car 2 both due this month, so need to start hunting around for a good insurance deal. Not expecting the car to pass its MOT, but should cost us around £100, so hopefully that is all it will need and we have the money put away for that.

Tonight is meal planning for next week.

Been out to Argos today and took back a present the little people got for Christmas, but won't use and got some credit for that.. spent it again straight away on something for said little people. We got to great lengths not to get each of them the same just because they are twins, but one got a gift that it's really difficult to understand why they didn't buy the other one, one as well if that makes sense, so we have bought one with the credit we got and I have about 70p on an Argos card.

A gift DH bought me broke last night, so he is taking that back for a refund and I've said just to take the pennies and not replace so that another £10 back in the bank account.

Just enjoying the last few days before back to nursery and work next week.

Thanks for reading all.

debtfreeoneday

Evening all.. quiet few days here, I have the other little person poorly now so housebound for the weekend.

Been doing a few more surveys and put a few things on eBay. House viewings ongoing and really hoping to sell soon.

Debt payment made for this month and now down to under £11.5k

Really looking forward to getting that under 10K.

Thanks for reading! x

debtfreeoneday

Evening.. a fairly hectic day here with house viewings and poorly little person.. but managed to make £6 through selling a few bits and pieces and got a few bits more on ebay.

Last day of holiday tomorrow before back to work though little people will be off for probably another week whilst one is still contagious.

Meal planning is the plan tomorrow and spending time with family.

Thanks for reading x

mummypops

Congratulations DFOD you've done so well to reduce your debt and stay motivated.
I hope your poorly people recover soon and your weight loss gets off to a good start and Good luck with reducing your debt in 2014.

MrsSmith2013

Hi Debtfreeoneday, just read through your diary and thought I would say hello! I think you have done an amazing job of getting from 58k of debt to where you are now - inspiring stuff!!

I will subscribe to your diary, and be cheering you on for the final push! It will be a great feeling when you get from 5 figures down to 4....

Mrs S x