Nice People Thread Part 9 - and so it continues

lostinrates

Yorkie1 wrote: »

On another forum I frequent, which is much smaller than this, the software auto-changes any references to Christmas or XMAS or any other permutation which the members try to come up with to get past the software / moderators, to something else e.g. Winterval or Natalis Invicti. It's a long-standing forum joke; nothing to do with religion or anything, but just a light-hearted demonstration against the early commercialisation of Christmas

The auto-correct gets switched off on 1 December.

Suppose your kid was called Christmas? :eek:

PasturesNew

SingleSue wrote: »

If you had been a little older, although I don't know the length of the lease left...

http://www.rightmove.co.uk/property-for-sale/property-32265592.html

The grounds for Harvest House are absolutely gorgeous, the building is gorgeous and I would love to live there.

You have to be careful moving into those places because of high service charges, that's why you need to leave it as long as you can..... it's a bit of a minefield getting the right mix of cost, charges, outside space/independent living.

Just checked that one - it's £4000/year.

PasturesNew

New search criteria brings out a whole new bag of pickiness... well, it's not new, it's that my reservations over flats are being justified as I am rediscovering them.

GDB2222

lostinrates wrote: »

If this is going to be YUR last purchase (which is likely) wouldn't something all on one, or at least two, floors be Prudent? Much easier alone when much older than you are now. The number of times I have stood at the top of steps and looked down feeling a bit daunted and nervous when I'm alone I cannot tell you.

Have you considered one of these? http://www.ageuk.org.uk/buy/help-at-home/age-uk-personal-alarms/ You are obviously not in their normal age group, but you are on your own quite a lot and not that steady on your pins.

lostinrates

GDB2222 wrote: »

Have you considered one of these? http://www.ageuk.org.uk/buy/help-at-home/age-uk-personal-alarms/ You are obviously not in their normal age group, but you are on your own quite a lot and not that steady on your pins.

Nah, Once I'm down stairs I'm ok?..one doesn't NEED to come back up. Until recently if wobbly I came down on my bottom like a toddler . Now we have taken up the carpet but the odd tack still lurks,:eek::D


Somedays I can run up and down the stairs like a mountain goat. :beer::j:j

PasturesNew

For interior design freaks to admire: http://www.primelocation.com/for-sale/details/30164522

GDB2222

PasturesNew wrote: »

Yes, they're all bad .....
There's a council estate with a bad name.
+10% is out of the question, the budget's £190-200k TOPS. No borrowing power whatsoever.

I've just done that 1/4 mile search then filtered out: retirement and it comes down to 5 - 4 if you exclude the starting property:

£153k mid-terrace shared ownership, allocated parking for one.
£199k older, mid terrace. Wrong side of the road and no offroad parking.
£190k old/done up, no parking, right on road, odd/small rooms
£200k on the bad council estate. It will also need a few thousand in some tweaks/potential issues/maintenace in the first year or so.

PN, I don't want to keep badgering you, and I don't want you to feel that you have to keep replying to these posts. OTOH, if it helps you to discuss things, I am sure that your friends on this thread would be delighted to help.

I think you can look at properties priced a bit higher than your top price. The owners may reduce the price or they may take an offer, particularly from someone who is as 'proceedable' as you. So, looking at top price +10% is reasonable.

As others have said, you seem to be a bit stuck, going round in circles. If properties that are suitable for you are too expensive in the areas you are looking in, then you'll have to bite the bullet and look in other areas or look at less suitable properties.

You might want to look at different criteria, for example:
Safety of the area
Parking
Value for money
Whether you can afford a two-bedroom property
How close the place is to your mother
How close it is to the sea
Availability of suitable work nearby / time + cost of travelling to work further away.
Whether it's an up-and-coming area

Advantages of a two bed property over one bed:
Probably better VFM
Room for you to have a jewellery making workshop
Probably more saleable
If all other sources of income dry up, you can take a lodger (although you would probably hate it)

One of the things you are really, really good at is sorting things out logically. So, perhaps you could make yourself some lists on a spreadsheet and try to be objective scoring the priorities and the alternatives. For example, being further from your mum = more time and cost spent going to visit her. On the other hand, your siblings have not made their lives revolve around your mum, so why should you? If you are the closest, you will end up being the one who has to dash over whenever there's a crisis. That's not really fair.

vivatifosi

PasturesNew wrote: »

For interior design freaks to admire: http://www.primelocation.com/for-sale/details/30164522

As a woman, I can't imagine ever living somewhere quite so feminine. All those rolled towels, it looks a bit like a day spa.

SingleSue

Middle son's latest drum cover
http://www.youtube.com/watch?v=U0giqK0jCr0

Not using his new snare, he had to block record songs when James was home from uni, so the new snare will be appearing from Christmas onwards. He practiced with it for the first time yesterday, sounds absolutely amazing.

Don't think I linked to last week's one last week
http://www.youtube.com/watch?v=QZSSc7U8bac

I love that song!

lostinrates

vivatifosi wrote: »

As a woman, I can't imagine ever living somewhere quite so feminine. All those rolled towels, it looks a bit like a day spa.

I roll our face cloths, . It sometimes frustrates me that the others do not see the benefit of this but I do accept its only me that likes it so its only me who should bother doing it.

It looks so neat and welcoming to have rolled face cloths. towels otoh,ms hold be folded IMO. In thirds.