help needed!!!cars smashed me inside gonna affect my insurance ???

xchelcx

Hi everyone,

Please help....

I was in my car and a guy i know has come over and completely wrecked my car smashed my windows and damaged the body work with me inside.

I have called my insurance and they have said basically i will end up paying although it wasnt my fault.

Surely this isn't fair and he should have to pay for his damages.

Any help would be appreciated.

Thanks

DKLS

Did you report it to the Police?

notanewuser

xchelcx wrote: »

Hi everyone,

Please help....

I was in my car and a guy i know has come over and completely wrecked my car smashed my windows and damaged the body work with me inside.

I have called my insurance and they have said basically i will end up paying although it wasnt my fault.

Surely this isn't fair and he should have to pay for his damages.

Any help would be appreciated.

Thanks

Why would this guy smash your car up?

You'll have to sue the guy for the damages unless you want to go through your insurance (your excess if fully comp, if third party, fire and theft then you're not covered for the damage).

Strider590

I'll wait for more info on this one :cool:

smashingyour...

notanewuser wrote: »

Why would this guy smash your car up?

You'll have to sue the guy for the damages unless you want to go through your insurance (your excess if fully comp, if third party, fire and theft then you're not covered for the damage).

Or wait for compensation to be awarded by a court and him actually pay it.

notanewuser

Given the other posts I'm going to wager that this was a loan shark she couldn't pay (hiding in her car despite being unable to leave the house without a carer) or a mate doing her a favour so that she can make a fraudulent insurance claim.

xchelcx

DKLS wrote: »

Did you report it to the Police?

Hi,

Yes has been reported to the police, both me and him were arrested

I am fully comp.

Basically im his wife's friend and because she has been telling me about his abuse to her he sees me as a threat incase i report him.
So silly when as a woman your only giving an ear for another woman.

The mans just a bully.

OddballJamie

Why did the police arrest you?

xchelcx

notanewuser wrote: »

Given the other posts I'm going to wager that this was a loan shark she couldn't pay (hiding in her car despite being unable to leave the house without a carer) or a mate doing her a favour so that she can make a fraudulent insurance claim.

Sarcasm isn't funny when you don't know the situation!!!

Go be stupid elsewhere, its not welcome on here.

xchelcx

OddballJamie wrote: »

Why did the police arrest you?

Because both sides have to give a report :mad:

worried_jim

notanewuser wrote: »

Given the other posts I'm going to wager that this was a loan shark she couldn't pay (hiding in her car despite being unable to leave the house without a carer) or a mate doing her a favour so that she can make a fraudulent insurance claim.

I've got the popcorn in.