Changed for Good

t2rry

Bleh, the difficulty of not being in control of all the finances that affect you! Know it well!


The obvious suggestion, but can you take something for lunch with you to London?

rockm87

t2rry wrote: »

Bleh, the difficulty of not being in control of all the finances that affect you! Know it well!


The obvious suggestion, but can you take something for lunch with you to London?

haha maybe wasn't that obvious to me!

I'll have a think, it's a long day with no access to a fridge or anything so may have to take some crisps to tide me over.

How are you T3rry? How's bump? I've just joined the ttc board myself....:eek:

t2rry

rockm87 wrote: »

haha maybe wasn't that obvious to me!

I'll have a think, it's a long day with no access to a fridge or anything so may have to take some crisps to tide me over.

How are you T3rry? How's bump? I've just joined the ttc board myself....:eek:

Haha! Crisps and a sandwich lacking in mayonnaise etc, and foiled, should last well without a fridge?! Like a classic school trip packed lunch!


I am good thank you rockm87! Bump is un.comfor.ta.ble!!!!! But I can't wait, I'm wishing the next few months away a little both for bump and debt reasons!

rockm87

ooops!

wrote a whole long post, and accidentally deleted it!!!

anyways, I made it til payday without spending any more money.

Paid another £660 off the credit cards!

cheap holiday next week staying with family.

need to do some beauty shopping, have saved boots points and body shop voucher from o2 priority, as everything has run out at once!!

sorry bump is uncomfortable T3rry, luckily the weather has cooled now :-)

rockm87

So I am officially horrible at updating my diary and reading my subscriptions.

So this payday, which I cant wait for I am very excited! I get to pay off my penultimate card.

I will be paying off £787 on my halifax card, and £250 on my barclay card. This should leave me with just over £2300 to pay off before christmas.

My best friends are getting married next year, and my and DH are key bridal party people so will need to shell out for hen/stag do's, and possibly outfits. So i've worked it into the budget, which makes saving for our honeymoon (disney/universal florida Sept 2016) very tight!

But once the debt is gone, it will be easier.

belleandthebudget

Amazing progress - it'll feel so good to get rid of another card!

rockm87

I know this is a debt diary, but I needed an outlet of some sort for this.

My brother is currently sofa surfing and may end up homeless.

He is younger than me, and moved to another city (2 hours away) to support his then girlfriend while she was at university. He paid for everything as she didnt get a very big student loan. They've pretty much lived...well disgusting really. low income. no social life. dirty home. dirty clothes..just not the happiest.

After finishing Uni she has now left him and gone back home to her parents. He had to leave their house as he couldnt afford rent on his own. But rather than come back home for a bit, to sort himself out, my parents went up to fetch his stuff and he moved in above a pub with some of his friends. I think he was due to live in one of the rooms, but something happened there and he is now sofa surfing. I learn alot of this over facebook with various 'work it out yourself' statuses, and us his family just have to watch his world unravel as he doesnt want to dent his pride and come home where he will be safe and looked after.

It just makes me cross. He's so hard to talk to. even harder to convince what he is doing is crazy. Why would you stay some where, 'because wages are good and have friends' if youre homeless.??????

I think its madness.
I think its childish.
I feel helpless.

sorry rant over....I honestly feel that you need to look after yourself, you need to empower yourself and take control.

rockm87

Just paid £787.32 off my credit card and it IS OUT OF HERE!!!

woooo

just one more to go......

ThatKiss

Ello! Just had a read through your thread and your positivity was infectious enough that I couldn't read and run!

You're doing so well with the debt - keep up the good work!

t2rry

rockm87 wrote: »

Just paid £787.32 off my credit card and it IS OUT OF HERE!!!

woooo

just one more to go......

That is AMAZING!!! It must feel SO good!!! Well done you! :T