Changed for Good

rockm87

So last night we went to Lidl, love how you can throw loads in a trolley and its still so cheap!

We spent £67 (for two weeks of food/toiletries etc), which leaves us with £29 for food (til payday Friday)...woo under budget! So that will be added to the honeymoon fund.

Have bought in fruit and greek yogurt, as well as homemade chicken salad for lunch, so no popping to the work canteen today.

no money needs to be spent now, and payday is Friday!

rockm87

Managed to get another £5 from swagbucks...once that is in my bank account it will go towards one of my credit cards!

t2rry

Hey rockm87!! :wave:


Found you!! :T


Looks like overall we've been ploughing through this debt malarkey for a similar length of time! Ups and downs, hey!


Your payday is tomorrow, isn't it just like the whole thing starts all over again from then!? Mine sadly is not until next Tuesday, but at least that means I can't spend anything over the weekend :rotfl:


Good luck! I'll be checking in!

rockm87

Hi!!!

I would of been debt free sooner, but it took a back seat to me getting married last year, so Im on that big push to get it gone for good!

Cant wait to sort all my numbers out tomorrow.

t2rry

Tell me about it!! This would have been my year for debt free but then a house, wedding & pregnancy later....!

They say life is what happens when you're making plans!!!

NHS_worker_bee

I was just browsing the forum for general inspiration when I found your diary - you've introduced me to Mr Money Mustache, which I had never heard of before. Thank-you for sharing and keep up the good debt busting work.:)

rockm87

Morning!!

Glad you discovered MMM, he is awesome. I'm not quite as hardcore as him, but it really inspires me and has drastically adjusted what I feel should be important!

so it's payday! I've popped £5 into my car account (saving for next years car tax). Have adjusted my signature to match my MASSIVE credit card over payments this month..woooo hooo!

rockm87

So I'm quite happy with myself. Went to a wedding reception over the weekend, and had to shop for some jeans (or any trousers/bottoms as I officially too fat for my current wardrobe...or my old clothes may have finally shrunk after nearly 10 years!). I managed to spend £40 in cash at the reception (budgeted, DH will owe me half when he gets paid) and got a discount on the jeans so spent £16 (ouch), I also purchased a half price necklace £5 instead of buying a new outfit for the wedding.

Very happy, all budgeted expenses and haven't spent anything else, which is good going for me around payday. The excitement of spending is waring off, and the excitement of paying my debt is very real. I paid a massive chunk of this month over £600!

t2rry

Fabulous spendthriftiness! and fabulous debt payment too!


I must ask though, as it has been bugging me - your signature says 63% paid. Do you mean this? Looks to me that you have paid 36% off your debt to date and you have 64% left (rounding up from 63.5%)

rockm87

haha, i have to be honest! I had to plug the numbers into a website and still couldnt figure out why it didnt look right!

I think I'll take it off...!!! wooops!