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Aiming for Mortgage Free by 1st September 2018

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Wonderful news Andy :T
    Enjoy tomorrow :beer:

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fantastic Andy, enjoy the moment and come back and tell us how it feels :T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Andy_WSM
    Andy_WSM Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Rampant Recycler
    Thank you. I've woken with butterflies :rotfl:
  • Andy_WSM
    Andy_WSM Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Rampant Recycler
    It's done!

    OMG, what a feeling it was sat in the bank arranging the CHAPS for the final lump sum. The house is mine, all mine :beer:

    Off to update the "roll of honour", understand there is one for debt too, so will hunt that down as I am now officially a debt free man!

    Sooooo excited! :T

    Thank you everyone on here for the support. Even if you haven't directly commented, your posts have likely inspired me.
  • Muser1
    Muser1 Posts: 795 Forumite
    Congratulations! The house is now forever yours and no one can take it away. What a feeling!
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done Andy, fantastic :beer:.

    Bet you looked like this as you were waiting :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Andy_WSM
    Andy_WSM Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Rampant Recycler
    gallygirl wrote: »
    Well done Andy, fantastic :beer:.

    Bet you looked like this as you were waiting :D.

    I actually think the guy in the bank was looking jealous by the time he'd finished assessing my "financial situation" :laugh:

    It's something we all dream of, but for me the dream has happened so much earlier than anticipated. Makes all the hard work & planning seem so worthwhile now :)

    Thanks again to everyone here for so much good feeling & inspiration :beer:
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fantastic - must be an amazing feeling!
  • Andy_WSM
    Andy_WSM Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Rampant Recycler
    2 shiny new badges in one day! Yes! :T

    Thank you MSE for noticing little old me. It means a lot :)
  • Andy_WSM
    Andy_WSM Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Rampant Recycler
    Just thought I'd update with something that made me smile yesterday.

    A letter arrived from Tesco confirming the lump sum payment, that the account now stood at £0.00 and that I must keep up repayments of £0.00 otherwise my home may be repossessed :D

    I must now pay them nothing or risk losing my home. Hmmmm, OK Tesco, we have a deal :beer:
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