August's 2013 BR Club

Figgin

Just waiting for August's mortgage to be paid and our self-employed income to be received then we'll be booking our appointment to do the bankruptcy deed.

IF

Figgin wrote: »

Just waiting for August's mortgage to be paid and our self-employed income to be received then we'll be booking our appointment to do the bankruptcy deed.

Hi Figgin and welcome to August's BR Club let me know the date when you can and I'll add your name to post one :beer:

Best wishes
IF

Wayforward

BR done today ! Was very straightforward , had to see the judge , he asked 2 questions and granted BR , feel a bit relieved but no dreading the OR stuff.

IF

Wayforward wrote: »

BR done today ! Was very straightforward , had to see the judge , he asked 2 questions and granted BR , feel a bit relieved but no dreading the OR stuff.

I'm pleased all went well today and the OR call is nothing to worry about, its just for the OR to get a feel why you went BR. Before the call just look through your 6.28/SOA so your familiar with what you have said. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask. Can last anything from half an hour to an hour and a half.

Here's to your new start :beer:

Best wishes
IF

kittykatt28

It's all done, was very straight forward as everyone had said it would be and I was out within an hour of my appointment. Went straight to Barclays and set up cash card account so just waiting for the OR phone call which should be tomorrow.

Thanks for all the advice on these boards, I wouldn't of managed without it!

Kat

Wayforward

Not as bad as you can think it could be is it ! I done the same straight to Barclays the guy was brilliant there !

kittykatt28

Glad it went well for you Wayforward! Worst bit is over now for the or...let us know how you get on

Kat

IF

kittykatt28 wrote: »

It's all done, was very straight forward as everyone had said it would be and I was out within an hour of my appointment. Went straight to Barclays and set up cash card account so just waiting for the OR phone call which should be tomorrow.

Thanks for all the advice on these boards, I wouldn't of managed without it!

Kat

Hiya Kat, here's to your new start and congratulations, hope you're having a drink tonight :beer:

kittykatt28

Thanks ifwishes, I certainly am!! Feels strange that after all the weeks dreading it its finally over with

IF

kittykatt28 wrote: »

Thanks ifwishes, I certainly am!! Feels strange that after all the weeks dreading it its finally over with

Onward and upwards now :beer: