Anyone want to join me? Awaiting Mortgage decision...

yelaro

@Bowley that’s ridiculous amount of time to wait! How have you been so patient?
 I really hope they don’t do that to us. They ok’d my hubby’s income earlier this week (Self employed) and were looking at mine and MA said he was hoping to find out by today but hey they’re busy so another 3 working days 😢 

mrspydey

yelaro said:

@caw379 and @mrspydey let’s hope it’s our mortgage applications they’re approving then! Yes MA said there’s only 3 lenders at the moment doing 90%ltv 😬

a 
I got offered today
Any good news for you?

mrspydey

Bowley said:

I’m still waiting on HSBC, have also been told they are behind on usual service times. This is week 5, moving in to week 6.

 Had no real update for 2 weeks other than they are busy. Got promised last week it would be reviewed by end of Thursday, then Friday was just told they’re behind. Tuesday was told because partner is self employed it has to go to a specialist team, regardless of whether he’s been affected by Covid or not (which he hasn’t and they were told that at the start) and that we should have an update by Friday. 

Not sure why it’s taken 5 weeks to be sent to this team? but never mind. I expect tomorrow the update will be that they’re still busy or further documents requested which will mean another 2 weeks of waiting before they’re reviewed. 

Rubbish!!
Mine took 4 weeks almost and finally got my offer today...
Keep chasing them

caw379

congrats @mrspydey
If you dont mind me asking, in those 4 weeks did you get lots of times where they asked for more documents? 

yelaro

@mrspydey Hurrah 🙌 and congratulations!! 🎉 Love a bit of good news even when it’s not mine. 

lizhd

I'll join in the waiting game!
House went on the market Fri 5th June, and we accepted an asking price offer following the first viewing 2 days later. Offered on the new house the same day (had previously viewed it). Mortgage application was submitted yesterday to HSBC via habito. So now waiting to hear. I've been advised at least 5 working days to hear anything from them. Although I walked past the house we're buying today and a man was outside with a ladder taking photos of the property, and again 30 mins later when I walked back. I'm assuming that was the lender's valuation taking place.
I'm rubbish at waiting for things outside of my control. So impatient!

Vanessa1215

lizhd said:

I'll join in the waiting game!
House went on the market Fri 5th June, and we accepted an asking price offer following the first viewing 2 days later. Offered on the new house the same day (had previously viewed it). Mortgage application was submitted yesterday to HSBC via habito. So now waiting to hear. I've been advised at least 5 working days to hear anything from them. Although I walked past the house we're buying today and a man was outside with a ladder taking photos of the property, and again 30 mins later when I walked back. I'm assuming that was the lender's valuation taking place.
I'm rubbish at waiting for things outside of my control. So impatient!

Absolutely the same! I can wait if there is a plan of fixed timeline, but I could not deal waiting when I don't know what's going on, and it's out of my control. 
Mortgage Application sent on Monday 8th June and have been asked about additional information twice. Thinking about they may come back another 2 days later and asking more. Why couldn't just ask everything at once?

qln7676

mrspydey said:

yelaro said:

@caw379 and @mrspydey let’s hope it’s our mortgage applications they’re approving then! Yes MA said there’s only 3 lenders at the moment doing 90%ltv 😬

a 
I got offered today
Any good news for you?

Congrats!!! That was worth the wait in the end. I hope Barclays will issue an offer to me straight away after seeing my valuation report, I have been waiting for 84 days....never been waiting anything so long in my life

kasqueak

I’m in this waiting position right now! Already has MIP through a broker. 

Had offer accepted on a place 9/6, Mortgage application submitted to Halifax today (12/6), broker says next stage is to wait for a valuation to be done but right now they’re taking longer than usual(?) I’m so impatient and excited!
best of luck everyone!

Ashleigh9292

Anybody waiting for Nationwide dip right now. Husbands self employed so they've sent it to the underwriters. 
We put in our request for dip on 5th June still not heard anything. They've requested documents his sa302 forms tax calculations & bank statements. Been ringing everyday politely...