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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • yelaro
    yelaro Posts: 31 Forumite
    10 Posts Name Dropper
    @caw379 and @mrspydey I got in touch with my MA as he said he was hoping to hear back today or tomorrow, so me being me, waited until about 3pm before checking. He said that he’s hoping to hear back in next couple of days as HSBC are busy. 
  • caw379
    caw379 Posts: 54 Forumite
    10 Posts Name Dropper Photogenic
    @yelaro I stupidly read a few articles today about HSBC being the only high st offering 10% atm, and that they are super busy because of it and have only so many they are letting be approved a day. So makes sense that they are behind ha! Hope we hear back soon! 
  • yelaro
    yelaro Posts: 31 Forumite
    10 Posts Name Dropper
    @caw379 and @mrspydey let’s hope it’s our mortgage applications they’re approving then! Yes MA said there’s only 3 lenders at the moment doing 90%ltv 😬
  • caw379
    caw379 Posts: 54 Forumite
    10 Posts Name Dropper Photogenic
    Eek! Strang times, hopefully we got in on time and they are feel happy when they review them  :# 
  • yelaro
    yelaro Posts: 31 Forumite
    10 Posts Name Dropper
    Arrrghhh!! MA has just said got in touch to tell me I’ve got to wait another three more working days because HSBC have such a back log 😭
  • caw379
    caw379 Posts: 54 Forumite
    10 Posts Name Dropper Photogenic
    yelaro said:
    Arrrghhh!! MA has just said got in touch to tell me I’ve got to wait another three more working days because HSBC have such a back log 😭
    I feel that argh! We got told that when a new piece of info goes in they are working on a five day turn around - we submitted more paperwork Tuesday so also have a wait  :'(
  • yelaro
    yelaro Posts: 31 Forumite
    10 Posts Name Dropper
    @caw379 I haven’t had to submit any further paperwork since 29th so two weeks now since we put application in. Hate this wait! Arggghhhh!!! 😫
  • caw379
    caw379 Posts: 54 Forumite
    10 Posts Name Dropper Photogenic
    @yelaro that really is a back log!  :'( I hope you have good news tomorrow, have everything crossed for you! 
  • Bowley
    Bowley Posts: 35 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    I’m still waiting on HSBC, have also been told they are behind on usual service times. This is week 5, moving in to week 6.
     Had no real update for 2 weeks other than they are busy. Got promised last week it would be reviewed by end of Thursday, then Friday was just told they’re behind. Tuesday was told because partner is self employed it has to go to a specialist team, regardless of whether he’s been affected by Covid or not (which he hasn’t and they were told that at the start) and that we should have an update by Friday. 
    Not sure why it’s taken 5 weeks to be sent to this team? but never mind. I expect tomorrow the update will be that they’re still busy or further documents requested which will mean another 2 weeks of waiting before they’re reviewed. 
  • caw379
    caw379 Posts: 54 Forumite
    10 Posts Name Dropper Photogenic
    Oh gosh @Bowley theres nothing I can say to make that any better other than say how rubbish it is and that your not alone! Lets hope its good news tomorrow and not another 2 weeks for you  :)
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