We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Anyone want to join me? Awaiting Mortgage decision...

19209219239259261183

Comments

  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 24 February 2020 at 10:59AM
    My valuation is happening today with Halifax. Bricking it!  :#
  • akorn77 said:
    My valuation is happening today with Halifax. Bricking it!  :#
    Mine was down 3k which could have been worse. Still not had the report. Good luck. 
  • akorn77 said:
    My valuation is happening today with Halifax. Bricking it!  :#
    Good luck Akron. Ours wasn’t downvalued at all which was pleasant and neither was the house we’re selling (although I don’t know who the lender was, but it was countrywide surveyors) so it may well be fine! 

    Hoping my paper offer will be on the mat when I get home, although the solicitor received it on Friday so that’s good. 
  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    akorn77 said:
    My valuation is happening today with Halifax. Bricking it!  :#
    Mine was down 3k which could have been worse. Still not had the report. Good luck. 
    akorn77 said:
    My valuation is happening today with Halifax. Bricking it!  :#
    Good luck Akron. Ours wasn’t downvalued at all which was pleasant and neither was the house we’re selling (although I don’t know who the lender was, but it was countrywide surveyors) so it may well be fine! 

    Hoping my paper offer will be on the mat when I get home, although the solicitor received it on Friday so that’s good. 
    Thanks both. Large down-valuations are not common, so I dont expect a big difference (if there is one). 
    I was told it would be valued at 9am-3pm today, not heard anything from the EA or broker yet.
  • Also got my valuation today - property was advertised at offers over £140,000 and we got it for £147,500, hoping everything is going to come back ok...
  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Also got my valuation today - property was advertised at offers over £140,000 and we got it for £147,500, hoping everything is going to come back ok...
    At worst, it would probably come in at £145k or something, as the margins are small. I got mine at £20k under guide price (they had listed it at an inflated price). 
  • akorn77 said:
    Also got my valuation today - property was advertised at offers over £140,000 and we got it for £147,500, hoping everything is going to come back ok...
    At worst, it would probably come in at £145k or something, as the margins are small. I got mine at £20k under guide price (they had listed it at an inflated price). 
    I hope so! The house is in very good condition so I'm hoping for no snags there. Even a drop to £145k would be workable. Just waiting to hear now. All the best with yours!
  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    EA called. Valuation was done this morning and it came in at the price I offered - now I wait for the offer.  :s
  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Hey guys. How long after the valuation did your mortgage offers come through with Halifax? 
    Valuation was done yesterday - my broker said the offer should come through today. 
  • akorn77
    akorn77 Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    ignore the above...just got my offer haha 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.