Anyone want to join me? Awaiting Mortgage decision...

Blueoctopus

Hi just thought I'd update.
So as you know we went to Nationwide.
22nd Feb full app.
26th Feb sent further documents
Radio Silence
14th March Requested more documents
15th March sent documents
20th March returned to underwriters query on affordability.
27th March offer received for full amount.

Breathe a huge sigh of relief.

We never had a physical valuation was automatically verified by building society and we don't need a survey as we are buying house we live in from parents.

Ralphy101

Can anybody advise how long they had to wait from valuation to mortgage offer?

Our valuation is today after having to wait 3 weeks. We originally had an exchange date of the 3rd April - but obviously this will need to be put back.

just wondering how far back from the 3rd the delay in the valuation will push it?

Slick88

ma786 wrote: »

Finally have our valuation booked! However it is 2 weeks down the line!

ma that sucks! But I guess at least its booked now. I'm really hoping our will go ahead tomorrow and not be delayed for whatever reason!

I think if I had known TSB were going to go so slow I would have opted for a different provider as well but I guess the MA at the time didn't know TSB were going to be swarmed with applications. He must have enjoyed his week off from me this week whilst I've been waiting!

I hope your finding things to keep your find off it. I've been really struggling with sleep this week worrying about it. My solicitor still thinks that April 4th might be doable for the Exchange but I just don't see it happening personally...:eek::eek::eek:

Missbee88

Alarae wrote: »

We had an email Friday night to say they had issued the mortgage offer and a text on Saturday morning saying the same.

After underwriter approval, we had the following tracker updates:

Application passed to Mortgage Centre
Valuation received
Application offered

Finally got the offer emailed yesterday thank goodness and texts etc, let me know how ling yours took in the post to arrive were hoping to Exchange and complete ASAP next week but can't do anything until paper copy is with solicitors hopefully it won't be slow

happytails

We complete tomorrow. Just under 4 weeks for a remortgage & release of equity!

Will relax once it’s in the bank x

atomicgoldfish

we have exchanged contracts today, finally!

We reserved our new build jan 20th, Mortgage application to Santander sent through broker on 30th jan, authority to proceed 8th feb, valuation on 9th feb, mortgage offer received 24th feb.

Fenda

Joining the fray. Anxiety is getting to be too much!

Mar 21: Offer accepted on property in Scotland
Mar 23: Mortgage application submitted
Mar 26: Natwest recieves valuation transcript from solicitor. (Scottish home report)
Mar 28: Natwest sign off on valuation and request additional documentation.

Slick88

We have our valuation day today!

It was certainly not easy to get to, or stay, asleep last night.

I have my fingers crossed that it all happens this morning and we get everything via email this afternoon or early evening.

At least the added benefit for me is I don't have to worry about work for 2 weeks after today as its the last day of school!

But still if it doesn't come through today then we'll be waiting until at least Tuesday. :mad::mad::mad::mad::mad:

Missbee88

atomicgoldfish wrote: »

we have exchanged contracts today, finally!

We reserved our new build jan 20th, Mortgage application to Santander sent through broker on 30th jan, authority to proceed 8th feb, valuation on 9th feb, mortgage offer received 24th feb.

Congratulations, how long did it take to come through the post?

ma786

Slick88 wrote: »

We have our valuation day today!

It was certainly not easy to get to, or stay, asleep last night.

I have my fingers crossed that it all happens this morning and we get everything via email this afternoon or early evening.

At least the added benefit for me is I don't have to worry about work for 2 weeks after today as its the last day of school!

But still if it doesn't come through today then we'll be waiting until at least Tuesday. :mad::mad::mad::mad::mad:

Alrighty! We were asked for more docs last week and now been told nothing will happen until after valutaion! Atleast another week or so of waiting