Anyone want to join me? Awaiting Mortgage decision...

sunny1985

Decided to join this thread too.
Mortgage in principle 24/07
Offer accepted 27/07
Three month statement and payslips sent 01/08
Straight back to ask proof of deposit & P60's 02/08
Trying to find out where Mr dropped his and stressing out now......


I have no clue what to think and how long this will take, but know need to be out of our place by 13th Sept so lodging it is!!!!

nikkih72

Valuation done today, Natwest have everything they need, all under review now on tracker, Broker said may not have answer until after weekend ARGHHH!!!
fingers crossed we should have offer or refusal by next wednesday

Jkbc90

Confirmation that underwriter has received the final piece of paperwork this afternoon. Apparently it's all ready to go once this last piece is approved. Fingers crossed.

Pumpkim

No news. The silence is driving me potty!
Full application submitted to Bank of Ireland via L&C last Friday 28/07
Email from L&C with mortgage tracker link which said they needed ID, proof of income etc.
Had already sent them all so queried with L&C, for them to say it's standard email not to worry, will be in touch with anything they do need, that was Monday, and have heard nothing from L&C since. Chased them yesterday but no reply Hoping no news means they have everything, not that they just haven't got round to doing anything about it yet!
Letter in post from Bank of Ireland today, with a letter to sign each for me and hubby to do with ID checks and money laundering. Hoping that means things are ticking along as they should.

I do not have the patience for this :rotfl:

nikkih72

Pumpkin, you sound just like I did 10 days ago,
I was so impatient, but I shouldn't of been.
But i didn't have a tracking number, I eventually got one, now I track a few times a day, instead of contacting Broker and stressing,,, Good luck.

nikkih72

UPDATE:
AIP with Natwest 14/07
Property found 15/07
Reserved NB 15/07
Broker given go ahead 19/07
Forms sent to Broker & Solicitor 20/07
HTB ATP 27/07
Valuation money taken out 27/07
Broker asked for my info 31/07
Valuation booked 03/08
Natwest reviewing last document 03/08
Natwest received valuation report 04/08



Now nervously waiting

Pumpkim

I got an email through last night asking for further payslips and the memorandum of sale, so have sent those off already as all were original electronic documents, so at least I don't need to rely on Royal Mail
I'll feel like things are really progressing when I hear that the valuation is booked.

nikkih72

we had to keep sending documents as 1 of us gets paid weekly, had to have 26 wage slips ( arghhh ) and being self employed, savings in different accounts for highest interest rates between us , but hopefully this is it, final stage, waiting on the final thing valuation report !! so stressful being FTB, not knowing what to expect.

Jkbc90

Oh my god I can't believe it's finally my turn, mortgage offer received today!

nikkih72

Jkbc90 wrote: »

Oh my god I can't believe it's finally my turn, mortgage offer received today!

awesome congrats