Anyone want to join me? Awaiting Mortgage decision...

KTaneva

Olivia sorry to hear that.
Hope everything is fine now .

I didn't post here for a while but this was due to the conveyancing proces .
I would like to ask how long this process take for you?
I did receive some paperwork from my solicitor but he is still waiting for local authority search .

I don't have patient to grab my keys !

Sahmed660

KTaneva wrote: »

Olivia sorry to hear that.
Hope everything is fine now .

I didn't post here for a while but this was due to the conveyancing proces .
I would like to ask how long this process take for you?
I did receive some paperwork from my solicitor but he is still waiting for local authority search .

I don't have patient to grab my keys !

Why don't you ask your lawyer? Isn't that what we pay them for!

KTaneva

Yes I am pushing him every single day for news . But to be honest I am so impatient.
It's been only two weeks since he started . He told me it will take approx 3-4 weeks if there's no issues ��
How long your process took ?

Suits2017

My mortgage application was sent away last week and since then Nationwide have requested but different documents. Proof of deposit, bonus for 2 years, proof of child benefit etc. Then again yesterday they asked for information. Broker has advised hopefully by Friday I'll know. It's been such a long stressful process, but will be worth it if all ok. Do you think asking for different docs is a good or bad sign or just normal practice?! I feel like they're looking for a reason to decline it then again they're considering it that's the main thing! Just need to hope for the best ��

Rosy_Apple

Timeline:
10th March - DIP given and full application submitted through broker
13th March - Questions to broker around bank statements
15th March - Email stating that it is now with underwriters and we will have an answer within two working days
17th March - HSBC request to be resent certain bank statements
19th March - HSBC request same statements again
22nd March - Mortgage approved subject to valuation, booking fee paid. Valuation company contact EA (although bizarrely not us yet, to get payment) and book valuation for Friday (24th)
24th March - Valuation attempted but EA unable to get the front door to open
27th March - Valuation took place
29th March - Valuation company confirm valuation is with HSBC
30th March - receive copy of valuation through the post confirming they agree with the price we are paying

Now we wait... (again)

Sahmed660

KTaneva wrote: »

Yes I am pushing him every single day for news . But to be honest I am so impatient.
It's been only two weeks since he started . He told me it will take approx 3-4 weeks if there's no issues ��
How long your process took ?

I'm moving into a new build that won't be ready until the 21st of April. So my lolyers have plenty of time to get everything ready

[Deleted User]

Hi RosyApple,

Just wanted to check did you need to provide 3 or 6months of bank statements to HSBC?
Many thanks and well done!

SnoopyDog

Hi Plodding

It is 3 months bank statements for non HSBC current accounts.

Most recent must be within 7 working days if using online statements or dated within a month if hard copies.

I am a mortgage adviser with HSBC.

Spectre007

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