Anyone want to join me? Awaiting Mortgage decision...

charlotte891

Me too! Nationwide were clearly on an approvals spree yesterday - got an email copy from my broker and all looks fine, now to hurry the legals along...

Mrsrjo

Little update from us!

Just had the "offer call" to advise the official offer is in the post so now it's over to solicitors. EEK so excited. Our time line is as follows:

07/9 AIP
14/09 Full application
14/09 1 payslip and bank statement submitted
25/09 Kitchen quote submitted
26/09 Valuation
27/09 Offer call
27/09 Solicitors instructed

We could complete in as little as 2 weeks, depending on how quickly the council legal team move...

Tattsjc

Hey Guys,


I thought I would join in, we are FTB and we could use the extra luck so keep everything crossed for us

100% mortgage so we didn't have an AIP
11/09 Offer put in
12/09 Offer accepted
27/09 DIP passed and full application put in


Acording to our advisor we should know something by the end of the week.


Figures crossed and good luck to everyone waiting

chrislee2810

Update, we have now submitted our full application. Our broker thinks that we should be OK but nothing is certain. I have set myself up for a decline as at least that way I will not be disappointed.

psychological

Would love to join in! Anything to ease the stress of waiting...

10% Deposit - YES
Offer Accepted - YES - 09/09/2016
AIP - YES
Solicitor Instructed - YES
Chain Complete - YES
Formal Mortgage Application Submitted - YES - 21/09/2016
Paid Solicitor Search Fees - YES
Valuation - YES - 27/09/2016
Formal Mortgage Offer - WAITING (Nationwide)

Waiting to see if I get referred to an underwriter for further questions, although mortgage broker assures me that affordability doesn't appear to be an issue - I had a pretty chunky spend in August for various reasons.

Nerve-wracking - we love this house.

getinmyselfoutadebt

susan.leedward wrote: »

We were in the same boat.. but luckily got a good broker ..hassle free I must say...no-0345 345 4445

Said the broker:rotfl:

Bonfire_Bride

SPAM reported!

We have some blinking darn good brokers on here that are unable to promote business, so if you think you are getting away with it Ms Leedward, you can think again!

hammergirl28

Still waiting for the mortgage to be approved, Vendors getting nervous as both surveys being done at the same time and the bank has not arranged it yet ! Threatening to put he house back on the market not much I can tell them !!!

chrislee2810

Just been informed that the valuation is taking place best Tuesday. Fingers crossed it should all be ok

waitforwaves

waitforwaves wrote: »

26/8: House Valued
30/8: Valuation Came back...... £0:wall:

No idea what to do next!

Found a beautiful new house now so I'll start again!

26/9: Offer accepted
26/9: Mortgage App Submitted

Valuation booked for 3/10 and fingers crossed an offer will follow :beer:

Anyone else with Coventry? Just wondering how long we can expect to wait between the valuation and the offer.