Anyone want to join me? Awaiting Mortgage decision...

Nelly321

savingbee wrote: »

congrats!! mine will be 10 weeks to the day. fingers crossed nothing goes wrong x

Think ours is 8 weeks and 2 days! Big push before Xmas!! Good Luck!!!

GBNI

Mini update, signed contracts last week, have just received my Completion statement via e-mail (hard copy on it's way!) but going to arrange the bankers draft at lunchtime and get it sent to them!

Completion is due to take place on the 6th!

mkmini81

Thought id jump back in..... hopefully the last update....

01/07/13 - AIP referred
02/07/13 - HTB app submitted
05/07/13 - HTB app approved
16/07/13 - Full application Submitted
18/07/13 - Woolwich require a letter confirming an old Loan was closed ** 2 weeks of chasing HSBC/Metropolitan to get the letter**
31/07/13 - Letter received and passed to Woolwich
06/08/13 - Valuation booked in 08/08/13
08/08/13 - Valuation completed
09/08/13 - Valuation report submitted - Same as purchase price!
13/08/13 - Woolwich requested Julys payslip and bank statement.... feeling this is because it has taken so long to progress!
22/08/13 - broker confirmed Woolwich have accepted just waiting on the conformation the offer has been sent
23/08/13 Offer received
September - 2 further offers issued as its a single application and my wife will be living with me
08/10/13 - Exchanged!
28/11/13 - Complete tmrw...... Cant wait!!! :j

CatchFazed

Leeds have asked us for some more documentation, so have sent it off today. Making me so nervous, what if they say no?

brettcta

we complete next friday and i'm still super nervous it's gonna fall on its !!!! and i don't know why

CatchFazed

brettcta wrote: »

we complete next friday and i'm still super nervous it's gonna fall on its !!!! and i don't know why

It's terrifying isn't it!

Good luck with yours

Allan87

Here's my timeline so far;

15/11 - View House (New Build)
16/11 - Reserved House
18/11 - DIP Received from Halifax
25/11 - ATP Received from Orbit for Help To Buy - Equity
26/11 - Valuation booked for 27/11
27/11 - Valuation Performed
28/11 - Halifax debit valuation fee

It's all happening very quick from what I've read of others' experiences, I'm just wondering if Halifax debiting the valuation fee is any indication of approval or simply it is what it is - paying for a valuation.

itsmitchelltime

Allan87 wrote: »

Here's my timeline so far;

15/11 - View House (New Build)
16/11 - Reserved House
18/11 - DIP Received from Halifax
25/11 - ATP Received from Orbit for Help To Buy - Equity
26/11 - Valuation booked for 27/11
27/11 - Valuation Performed
28/11 - Halifax debit valuation fee

Similar to us:

16th November Reserved
21st November Valuation fee taken
22nd November Mortgage app submitted to Halifax by broker
25th November HTB ATP received
27th November Solicitor processing ID

I need to find out when valuation is booked for, our development isn't open all week so they had to take opening times.

BeauLiLuLu

Hello hello hello from a Newbie and long time lurker!!!

Firstly thanks to everyone in this forum who has posted, I've taken a lot of pointers and tips from here throughout the process!

As a FTB it has been invaluable!

After about 12 months of looking, 4 properties being offered on but being pipped to the post by cash buyers, or people with more money than sense, I finally had an offer accepted last week!!! :j:j:j .....and now the real fun begins eh!? :eek:;)

Going in to the Halifax today to sort out paperwork for full application!

Exciting times!

I'm hoping that it will be a straighforward chain as there are only 2 properties/3 parties involved; the property I'm buying and the property my vendor is buying is vacant!

Fingers crossed for a smooth purchase?! :think:

Nevermind309

All been a bit of a whirlwind for me really, applied for a 95% 3 month ago withy local b/s, declined as is an ex council house, so left it and thought it had sold, found it on another site still for sale, applied through a broker again last thursday, acepted monday and survey done and back all ok yesterday, 95% with Halifax which are aparrently very hard to get. Good luck to everyone else.