Anyone want to join me? Awaiting Mortgage decision...

VictoriaOz

Congratulations to all who get mortgage offer!!! And fingers crossed for who still waiting!
We have good news aswell, just ring directly to bank,and they said what we get mortgage offer ,and will receive by post shortly , yahooo. Still no news from our MA .

gjheward91

yet again no update when i was told there will be one.....
emailed MA stating im at the point of pulling out now... its been 4 months since i reserved the house and around 40 days since this lender put my application to the underwriters

BelfastFTB

gjheward91 wrote: »

yet again no update when i was told there will be one.....
emailed MA stating im at the point of pulling out now... its been 4 months since i reserved the house and around 40 days since this lender put my application to the underwriters

Hang on in there. We got our mortgage offer on Tuesday, after a full application was made on December 22. Christmas and NY held it up, then they seemed to drag their heels over booking the valuation. Plus, I am self-employed and a FTB. If they specify a time, say 24/48 hours/a week... Take it with a pinch of salt. These forums helped keep me sane! :j but strangely the best thing you can do is stay on their tails, pester them as there's a good chance they will have forgotten to ask for a document, then put it out of your head by the weekend!

Emmam145

Our mortgage application is being sent off to Natwest today by our broker :j

Me and my partner are FTB applying for a joint mortgage, though I have a temporary job contract so sought advice from a broker to find one I would be most likely accepted with.

gjheward91

BelfastFTB wrote: »

Hang on in there. We got our mortgage offer on Tuesday, after a full application was made on December 22. Christmas and NY held it up, then they seemed to drag their heels over booking the valuation. Plus, I am self-employed and a FTB. If they specify a time, say 24/48 hours/a week... Take it with a pinch of salt. These forums helped keep me sane! :j but strangely the best thing you can do is stay on their tails, pester them as there's a good chance they will have forgotten to ask for a document, then put it out of your head by the weekend!

Have spoken with MA this morn and he is due to call back once he has spoken with lender anytime now....hes also said hes going to make a complaint to them as they keep adding timescales for every little thing

essex.cyclist

Good luck to everyone on here.


It's 2 years since the most worrying time of my adult life - took 5 months and was touch and go, but we got there, as I am sure you all will.

Mizenberg

gjheward91 wrote: »

Have spoken with MA this morn and he is due to call back once he has spoken with lender anytime now....hes also said hes going to make a complaint to them as they keep adding timescales for every little thing

Feeling for you right now. Hopefully the wait will be worth it for you. Lots of people on here with crossed fingers etc for you!

gjheward91

Have called MA at 10.30... he hadn't yet called them?! So ive told him to call them asap so they cant delay any longer and I will be calling him again shortly...

Mizenberg

gjheward91 wrote: »

Have called MA at 10.30... he hadn't yet called them?! So ive told him to call them asap so they cant delay any longer and I will be calling him again shortly...

Good plan- it's times like this you need to know what's going on! :mad:

I must say we have been lucky with the MA we have at Lloyds, and so far the solicitor seems good, and the EA's not tooooo bad.

gjheward91

So MA has called them.... and they were unable to speak about the case?! They have case file review this afternoon so will have an update then.....
WHAAAAT?!?!?!