Anyone want to join me? Awaiting Mortgage decision...

mrsbigz

8-of-us wrote: »

**update
No amazing news but apparently our offer is in the post so should be with us in a couple of days
She didn't say anything of what details it may hold but I couldn't be having my fingers any tighter crossed that it's all good.

Congrats - the fact it's in the post is the main thing - there IS an offer!!!!

hope the details / contents are what you were expecting!!

set

I posted this earlier but didn't have dates for timeline, so apologies for posting again.

FTB
2 Viewings on flat
Offer put in - Rejected
2nd offer put in Accepted
DIP Issued (HTB guarantee) 5% deposit
17 August - Full application submitted to Woolwich
18 August - Docs requested
One months Wages slips and 1 month bank statement, HTB Form, Passports, proof of deposit3 months banks statements from husband to show rent being paid.
19 August - Docs sent (email)
20 August - confirmation of passports received & then text to confirm Valuation will be Tuesday 26 August.

I'm sorry you guys are all going through this too but it's nice to know we're not alone. I really can't concentrate on anything. My stomach is like a washing machine, distracting myself isn't working :-(

I just hope they give us the mortgage.

summer_james

set wrote: »

I'm sorry you guys are all going through this too but it's nice to know we're not alone. I really can't concentrate on anything. My stomach is like a washing machine, distracting myself isn't working :-(

I just hope they give us the mortgage.

Same here! I have been nervous all day and have called my broker but it went to voicemail urgh!! :eek:

Thorn15

So another day is over and no word texted the broker who says he's heard nothing either!! Really thought today we would have heard something!!! :mad::mad:

mrsbigz

summer_james wrote: »

21/08 Advised by broker Halifax will review documentation and will updated us by COB Monday 24/08

so......did you hear anything from Halifax??

another day gone by for us too........they're all rolling into one now!!!!

JamesN

I keep thinking tomorrow must be the day we hear from them. But... It isn't. A watched pot and all that...

LauraH28

JamesN wrote: »

I keep thinking tomorrow must be the day we hear from them. But... It isn't. A watched pot and all that...

I'm feeling the same but surely it will b tomorrow it's Tuesday lol!!:mad:

Thorn15

I'm crossing everything that tomorrow we will all find out (something) I just want to be able to have a decent nights sleep and to stop going over everything over and over again!!! Positive thinking..... Everything crossed for tmorw guys

LauraH28

Thorn15 wrote: »

I'm crossing everything that tomorrow we will all find out (something) I just want to be able to have a decent nights sleep and to stop going over everything over and over again!!! Positive thinking..... Everything crossed for tmorw guys

Snap!! This thread has really helped me I don't feel as lost knowing there's a few of us going through the same thing! My husband is so laid back about it all its killing me. Can't eat can't sleep can't concentrate. Grrrr

JamesN

Very true, it certainly helps me as it is all I want to talk about. I might get my broker to chase if I haven't heard anything by early afternoon.

When do people think I should give notice on my rent? I'm buying a new build so searches "should" be relatively safe. I've been telling myself on exchange but that could be a few weeks away yet (pending solicitors).

I have to give two months notice which currently means I'm paying an extra months rent (£1000). Developer says she has done 5 exchanges already which suggests the searches are fine and that she would do it once mortgage offer has come in.

What do you all think?