Anyone want to join me? Awaiting Mortgage decision...

becksh1981

frankslittlemachine wrote: »

Well thats no fun ETA?

Did they say why?

It's awful. Could be another 2-3 days.

Didn't say why. They said everything had been satisfied and final checks completed yesterday so I'm guessing a random audit! It's so frustrating 😞

frogandcount

Congratulations unicornbunni on your offer.

frogandcount

unicornbunnies wrote: »

Literally think ive read every single post on this thread in the past month like some odd mse stalker - and now i can add mine!

4 weeks from App to offer, with some complicated retention's in the mix.



YAAAY

Congratulations

frankslittlemachine wrote: »

Hey everyone.

Been stalking the board for a while and now jumping in to tell story.

Nationwide FTB.

8th May - Application submitted
9th May - Valuation booked for 13th
13th May - Valuation done.
15th May - Valuation accepted.
Annoying few extra bits of docs.
9th June - offer sent!

So there was a bit of delay and, to be honest, both my broker and Nationwide were useless at moments but all done now...now just waiting for exchange date!

congratulations hope it arrives in the post soon

Update to my timeline valuation has now been booked for Friday 12/06/15 :eek:

prayers and fingers crossed for a positive outcome.

frankslittlemachine

becksh1981 wrote: »

It's awful. Could be another 2-3 days.

Didn't say why. They said everything had been satisfied and final checks completed yesterday so I'm guessing a random audit! It's so frustrating 😞

God that must be sooooo frustrating! Still, just take them at their word it is just a random thing!

frogandcount wrote: »

Congratulations

congratulations hope it arrives in the post soon

Thank you...was a relief to just hear it done!

PETIE

Nationwide FTB
Went direct

15th May - AIP
28th May - Application Submitted
29th May - Valuation Booked for 2nd June
2nd June - Valuation carried out
3rd June - Valuation Accepted
3rd June - Request more doc's
9th June - Doc's faxed
10th June - Offer sent

frogandcount

frankslittlemachine wrote: »

Thank you...was a relief to just hear it done!

just nice to see things moving for others. hoping mine won't be far behind.

frankslittlemachine

PETIE wrote: »

Nationwide FTB
Went direct

15th May - AIP
28th May - Application Submitted
29th May - Valuation Booked for 2nd June
2nd June - Valuation carried out
3rd June - Valuation Accepted
3rd June - Request more doc's
9th June - Doc's faxed
10th June - Offer sent

Nice! :beer:

frogandcount wrote: »

just nice to see things moving for others. hoping mine won't be far behind.

I am sure it won't be long!

Lrnrby

Hey!

Just spent a good few hours reading this thread, great to hear others experiences so thought I'd share ours.

16/5- viewed house
20/5- offer accepted
22/05- nationwide application for aip filled out but referred to underwriter and lots of documents requested
28/5- nationwide aip rejected
28/5- apply and get natwest AIP
29/5- natwest application submitted
09/6- natwest underwriter assigned

I am told natwest will decide whether to go to valuation stage or not by close of business tomorrow.

Nationwide didn't give us the decision in principle as the gifted deposit from my uncle wasn't yet in my account so we could t prove its existence and they wouldn't accept a letter and statement from him, natwest havent yet asked for proof of this, has anyone using natwest been asked to prove their deposit?

Anyway fingers crossed for tomorrow!!! Very nervous as if this doesn't go ahead we will definitely lose our house London market moves too fast and vendors won't wait around!

skipper00

Hi,

I have made a full application with halifax through the phone last month, sent three payslips and id, valuation came back fine on 4th June. Application is now with the quality check team since 8th June and have not heard anything back from them. I have called halifax and they told me its with the quality check team. When i have asked them if everyone application goes through the quality check team and they said yes. They also said it takes 3 to 5 working days before they can make an offer. Anyone had been in the same boat as me in the past? please advise how long will it take to get an offer?

thanks,

dave

everypennycounts2015

skipper00 wrote: »

Hi,

I have made a full application with halifax through the phone last month, sent three payslips and id, valuation came back fine on 4th June. Application is now with the quality check team since 8th June and have not heard anything back from them. I have called halifax and they told me its with the quality check team. When i have asked them if everyone application goes through the quality check team and they said yes. They also said it takes 3 to 5 working days before they can make an offer. Anyone had been in the same boat as me in the past? please advise how long will it take to get an offer?

thanks,

dave

Am in the same position as you, application in over a month ago, now at quality check stage...need to complete by end of June so I am panicking!