Anyone want to join me? Awaiting Mortgage decision...

yasa_2

New to this forum a bit of worrying.. I have a question about my mortgage Barclays/trackit system..


Stage: Getting Started: Application Final Outcome

Status: Your application is being reviewed by our mortgage underwriter. It is normal for your application to return to this stage up until you get your offer and your advisor will be in touch if there is anything you need to do.

Stage: Valuation: Valuation Result

Status: We've approved your valuation and will be preparing your offer shortly.


What does that mean. Both things were updated /approved on 04/06/2015.

rugbyref365

My remortgage experience/timeline as follows :


“
03/06/2015 Went through details with local broker
04/06/2015 AIP and Full Application for re-mortgage with Nationwide (50% LTV)
04/06/2015 Application acknowledged by Nationwide and initial contact from their solicitors
05/06/2015 May 2015 payslips asked for and uploaded to Nationwide
08/06/2015 Mortgage Offer received from Nationwide


Really happy with that level of service

yasa_2

FunkyMissMonkey wrote: »

An update on this:

06/05/2015 - Chased broker - no confirmation that documentation received or was in order even!
07/05/2015 - Received message back saying all that was needed was valuation payment
07/05/2015 - Called broker with new debit card details (bank mess up, long story!)
08/05/2015 - Payment for valuation taken from account
09/05/2015 - Offer letter received in the post!! :j

This was with the Woolwich, who from reading boards on here are generally slow with offers. I'm not convinced the wait was their fault though, if I hadn't chased, I'm not sure when I'd have heard that the payment was all that was needed as our broker has been a little slow on the updates in general (and not replying to messages). But we got to this stage so I don't really care!

Now to try and push the solicitors to get a move on and hopefully we can get to completion before our lease expires!

Hi just a quick question
Is the Barclays trackit system upto date. As our valuation has been accepted and they are saying they will be shortly preparing the offer.

frogandcount

progress so far
01/04/15 put in full application via broker for house a
24/04/15 evidence requested
28/04/15 all evidence sent
29/04/15 valuation instructed
07/05/15 valuation done
14/05/15 recieved valuation prblem with roof.
15/05/15 roof report decided to pull out
16/05/15 viewed house B
18/05/15 offer on house
21/05/15 offer accepted
22/05/15 application transfeed to new house and valuation fee paid (told no more evidence needed)
26/05/15 no news due to bank holiday
29/05/15 case has now been reference to previous application told they are behind
01/06/15 still no update chasing broker
03/06/15 asked for more evidence sent same day told valuation would be instructed
08/06/15 valutation still no instructed and EA want an update

due to applying on my own and having a low income i have had to use leeds building society. has anyone else had problems with them? is it just me or is this being unnesessarily drawn out?

frogandcount

rugbyref365 wrote: »

My remortgage experience/timeline as follows :


“
03/06/2015 Went through details with local broker
04/06/2015 AIP and Full Application for re-mortgage with Nationwide (50% LTV)
04/06/2015 Application acknowledged by Nationwide and initial contact from their solicitors
05/06/2015 May 2015 payslips asked for and uploaded to Nationwide
08/06/2015 Mortgage Offer received from Nationwide


Really happy with that level of service

congratualtions that seems very quick.

King_Slayer

rugbyref365 wrote: »

My remortgage experience/timeline as follows :


“
03/06/2015 Went through details with local broker
04/06/2015 AIP and Full Application for re-mortgage with Nationwide (50% LTV)
04/06/2015 Application acknowledged by Nationwide and initial contact from their solicitors
05/06/2015 May 2015 payslips asked for and uploaded to Nationwide
08/06/2015 Mortgage Offer received from Nationwide


Really happy with that level of service

This sounds really great! Nice one

unicornbunnies

Literally think ive read every single post on this thread in the past month like some odd mse stalker - and now i can add mine!

Aldermore DIP: 7/5
Full App: 8/5
Valuation: 17/5
Extra reports done (timber & roof) : 25/5
Mortgage Offer 8/6

4 weeks from App to offer, with some complicated retention's in the mix.

Didnt go via MB just went direct with Aldermore, and they have been fab, updated me literally nearly every day

YAAAY

damianmcr

We put in our mortgage application with Progressive BS 3 weeks ago and they started looking at it last Thursday our advisor said. My girlfriend is good friends with our estate agent and she says a surveyor has been on the phone asking for access to the property we are attempting to buy. Does anyone know if this is a good sign? Do this particular BS only do a valuation once they are happy to lend?

damianmcr

Just head we've been accepted subject to survey. So so happy!

Equatorial_Guinea

Finally got my Halifax mortgage offer in the post yesterday (June 8) after applying on March 9. I don't know what in the world took them so long, but ended up filing 2 complaints. In the end the refunded me the equivalent of the application fee - so feeling happy about that. I just wish everything had happened more quickly.